Mortgage lending in Lavaca County, Texas
Lenders in Lavaca County, Texas reported 515 mortgage applications for 2025, according to the CFPB.
515 mortgage applications and 255 loans originated in 2025; the denial rate was 26.7% of 397 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lavaca County, TX.
- 515
- Applications
- 255
- Loans originated
- 26.7%
- Denial rate
- 106 denied of 397 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 515 | 255 |
| 2024 | 474 | 223 |
| 2023 | 430 | 188 |
| 2022 | 516 | 231 |
| 2021 | 687 | 375 |
| 2020 | 587 | 306 |
| 2019 | 455 | 251 |
| 2018 | 427 | 228 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Crossroads Bank | 30 | 41 |
| Tdecu | 25 | 31 |
| United Wholesale Mortgage | 21 | 28 |
| Rocket Mortgage | 17 | 22 |
| 21ST Mortgage | 14 | 58 |
| loanDepot.com LLC | 9 | 12 |
| Randolph-Brooks Federal Credit Union | 7 | 14 |
| First National Bank of Shiner | 6 | 17 |
| Triad Financial Services, Inc. | 6 | 36 |
| Yoakum National Bank | 5 | 7 |
| SouthStar Bank SSB | 5 | 9 |
| Prosperity Bank | 5 | 15 |
| Frost Bank | 5 | 7 |
| Wells Fargo Bank NA | 5 | 5 |
| Farm Credit Mid-America, Aca | 4 | 7 |
| Nationstar Mortgage | 4 | 5 |
| Cadence Bank | 4 | 4 |
| Guild Mortgage Company | 3 | 8 |
| CMG Mortgage Inc | 3 | 5 |
| The Loan Store, Inc | 2 | 2 |
| Network Funding, L.P. | 2 | 2 |
| CSL Financial, LLC | 2 | 2 |
| Primelending | 2 | 2 |
| Sage Capital Bank | 2 | 2 |
| A+ Federal Credit Union | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 50 | no rate: base under 50 |
| White | 394 | 23.1% of 303 decided |
| Joint | 12 | no rate: base under 50 |
| Race Not Available | 51 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 59 | no rate: base under 50 |
| Not Hispanic or Latino | 359 | 22.6% of 279 decided |
| Joint | 24 | no rate: base under 50 |
| Ethnicity Not Available | 73 | 40.4% of 52 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 169 | 28.6% of 126 decided |
| Female | 102 | 35.3% of 85 decided |
| Joint | 222 | 21.1% of 171 decided |
| Sex Not Available | 22 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1331 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved