Mortgage lending in Cooke County, Texas
Lenders in Cooke County, Texas reported 1,497 mortgage applications for 2025, according to the CFPB.
1,497 mortgage applications and 837 loans originated in 2025; the denial rate was 23.7% of 1,176 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cooke County, TX.
- 1,497
- Applications
- 837
- Loans originated
- 23.7%
- Denial rate
- 279 denied of 1,176 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,497 | 837 |
| 2024 | 1,406 | 770 |
| 2023 | 1,368 | 771 |
| 2022 | 1,585 | 920 |
| 2021 | 2,032 | 1,284 |
| 2020 | 2,135 | 1,350 |
| 2019 | 1,388 | 847 |
| 2018 | 1,271 | 782 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| American National Bank & Trust | 92 | 117 |
| First State Bank | 58 | 85 |
| First United Bank and Trust Co | 51 | 72 |
| United Wholesale Mortgage | 47 | 62 |
| Rocket Mortgage | 46 | 67 |
| Guild Mortgage Company | 37 | 49 |
| DHI Mortgage Company, LTD. | 27 | 41 |
| 21ST Mortgage | 25 | 125 |
| SFMC, LP | 17 | 22 |
| Crosscountry Mortgage, LLC | 16 | 25 |
| 4U Federal Credit Union | 15 | 15 |
| Pennymac Loan Services LLC | 15 | 33 |
| Highlands Residential Mortgage, Ltd. | 14 | 23 |
| Newrez LLC | 12 | 23 |
| Prosperity Bank | 10 | 14 |
| Fairway Independent Mort Corp | 10 | 14 |
| Bokf NA | 9 | 11 |
| Planet Home Lending, LLC | 8 | 10 |
| Mortgage Research Center | 8 | 23 |
| First Bank | 8 | 8 |
| New American Funding, LLC. | 7 | 10 |
| Ark-LA-Tex Financial Services LLC | 6 | 10 |
| Datcu | 6 | 19 |
| CMG Mortgage Inc | 6 | 10 |
| Guaranteed Rate, Inc. | 6 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 12 | no rate: base under 50 |
| Asian | withheld | |
| Black or African American | 19 | no rate: base under 50 |
| White | 1,161 | 23.1% of 912 decided |
| 2 or more minority races | under 10 | |
| Joint | 32 | no rate: base under 50 |
| Race Not Available | 258 | 23.4% of 201 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 181 | 41.5% of 130 decided |
| Not Hispanic or Latino | 1,052 | 21.9% of 841 decided |
| Joint | 41 | no rate: base under 50 |
| Ethnicity Not Available | 223 | 17.9% of 173 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 504 | 26.8% of 388 decided |
| Female | 246 | 31.6% of 193 decided |
| Joint | 615 | 19.3% of 493 decided |
| Sex Not Available | 132 | 18.6% of 102 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 437 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved