Mortgage lending in Wood County, Texas
Lenders in Wood County, Texas reported 1,917 mortgage applications for 2025, according to the CFPB.
1,917 mortgage applications and 1,014 loans originated in 2025; the denial rate was 26.2% of 1,509 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Wood County, TX.
- 1,917
- Applications
- 1,014
- Loans originated
- 26.2%
- Denial rate
- 395 denied of 1,509 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,917 | 1,014 |
| 2024 | 1,633 | 856 |
| 2023 | 1,687 | 861 |
| 2022 | 1,969 | 1,044 |
| 2021 | 2,542 | 1,456 |
| 2020 | 2,327 | 1,389 |
| 2019 | 1,569 | 944 |
| 2018 | 1,216 | 670 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The City National Bank of Sulphur Springs | 80 | 106 |
| Rocket Mortgage | 76 | 96 |
| United Wholesale Mortgage | 67 | 82 |
| Guild Mortgage Company | 66 | 91 |
| 21ST Mortgage | 39 | 180 |
| CMG Mortgage Inc | 34 | 50 |
| Fairway Independent Mort Corp | 24 | 27 |
| Mortgage Research Center | 21 | 37 |
| First National Bank of East Texas | 20 | 32 |
| Crosscountry Mortgage, LLC | 20 | 23 |
| Pennymac Loan Services LLC | 20 | 31 |
| Vanderbilt Mortgage and Finance, Inc | 17 | 69 |
| Broadstreet Bank | 17 | 35 |
| Credit Union of Texas | 16 | 20 |
| American Mortgage Bank | 12 | 14 |
| loanDepot.com LLC | 12 | 25 |
| Newrez LLC | 12 | 28 |
| Highlands Residential Mortgage, Ltd. | 12 | 15 |
| Freedom Mortgage Corporation | 12 | 22 |
| First National Bank of Winnsboro | 12 | 17 |
| Investmark Mortgage LLC | 10 | 12 |
| Primelending | 9 | 11 |
| Southwest Stage Funding LLC | 9 | 22 |
| Nationstar Mortgage | 9 | 12 |
| JPMorgan Chase Bank, NA | 8 | 13 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 13 | no rate: base under 50 |
| Asian | under 10 | |
| Black or African American | 50 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,579 | 25.9% of 1,263 decided |
| 2 or more minority races | under 10 | |
| Joint | 32 | no rate: base under 50 |
| Race Not Available | 234 | 24.0% of 171 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 107 | 26.6% of 79 decided |
| Not Hispanic or Latino | 1,473 | 25.9% of 1,189 decided |
| Joint | withheld | |
| Ethnicity Not Available | 270 | 27.2% of 191 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 625 | 26.4% of 497 decided |
| Female | 369 | 33.6% of 280 decided |
| Joint | 792 | 23.3% of 631 decided |
| Sex Not Available | 131 | 22.8% of 101 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1340 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved