Mortgage lending in Austin County, Texas
Lenders in Austin County, Texas reported 1,112 mortgage applications for 2025, according to the CFPB.
1,112 mortgage applications and 545 loans originated in 2025; the denial rate was 30.5% of 879 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Austin County, TX HUD Metro FMR Area.
- 1,112
- Applications
- 545
- Loans originated
- 30.5%
- Denial rate
- 268 denied of 879 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,112 | 545 |
| 2024 | 1,163 | 567 |
| 2023 | 1,194 | 595 |
| 2022 | 1,262 | 570 |
| 2021 | 1,535 | 778 |
| 2020 | 1,376 | 736 |
| 2019 | 956 | 514 |
| 2018 | 984 | 518 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Citizens State Bank | 44 | 45 |
| Rocket Mortgage | 33 | 57 |
| Stone Meadow Lending, LLC | 26 | 31 |
| Austin County State Bank | 23 | 25 |
| United Wholesale Mortgage | 22 | 37 |
| K. Hovnanian American Mortgage | 21 | 33 |
| 21ST Mortgage | 21 | 93 |
| DHI Mortgage Company, LTD. | 17 | 28 |
| Movement Mortgage, LLC | 16 | 22 |
| Vanderbilt Mortgage and Finance, Inc | 15 | 59 |
| First National Bank of Bellville | 12 | 14 |
| CMG Mortgage Inc | 12 | 21 |
| Kind Lending, LLC | 11 | 16 |
| Crosscountry Mortgage, LLC | 11 | 15 |
| loanDepot.com LLC | 9 | 21 |
| Freedom Mortgage Corporation | 9 | 18 |
| Mortgage Research Center | 8 | 10 |
| Newrez LLC | 8 | 21 |
| Cadence Bank | 8 | 10 |
| Synergy One Lending, Inc. | 6 | 7 |
| Fairway Independent Mort Corp | 6 | 10 |
| Union Home Mortgage Corp. | 6 | 6 |
| PNC Bank N.A. | 6 | 14 |
| Farm Credit Mid-America, Aca | 5 | 10 |
| Triad Financial Services, Inc. | 5 | 57 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 16 | no rate: base under 50 |
| Black or African American | 76 | 60.7% of 61 decided |
| White | 789 | 26.9% of 628 decided |
| 2 or more minority races | under 10 | |
| Joint | 22 | no rate: base under 50 |
| Race Not Available | 197 | 36.9% of 149 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 270 | 36.9% of 206 decided |
| Not Hispanic or Latino | 637 | 27.0% of 515 decided |
| Joint | 50 | no rate: base under 50 |
| Ethnicity Not Available | 155 | 36.8% of 117 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 385 | 32.9% of 307 decided |
| Female | 199 | 42.6% of 155 decided |
| Joint | 444 | 22.0% of 359 decided |
| Sex Not Available | 84 | 37.9% of 58 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 573 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved