Mortgage lending in Bastrop County, Texas
Lenders in Bastrop County, Texas reported 5,011 mortgage applications for 2025, according to the CFPB.
5,011 mortgage applications and 2,373 loans originated in 2025; the denial rate was 31.9% of 3,913 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the low-income housing hub: Austin-Round Rock-San Marcos, TX MSA.
- 5,011
- Applications
- 2,373
- Loans originated
- 31.9%
- Denial rate
- 1,247 denied of 3,913 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,011 | 2,373 |
| 2024 | 4,424 | 2,262 |
| 2023 | 4,692 | 2,203 |
| 2022 | 6,203 | 3,018 |
| 2021 | 7,030 | 3,821 |
| 2020 | 6,014 | 3,191 |
| 2019 | 4,047 | 2,168 |
| 2018 | 3,514 | 1,900 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| CMG Mortgage Inc | 246 | 306 |
| United Wholesale Mortgage | 134 | 188 |
| DHI Mortgage Company, LTD. | 121 | 162 |
| 21ST Mortgage | 110 | 456 |
| Triad Financial Services, Inc. | 106 | 298 |
| Rocket Mortgage | 94 | 158 |
| The First National Bank of Bas | 85 | 157 |
| Randolph-Brooks Federal Credit Union | 55 | 120 |
| Vanderbilt Mortgage and Finance, Inc | 53 | 346 |
| loanDepot.com LLC | 45 | 66 |
| Inspire Home Loans Inc. | 43 | 58 |
| Frontier Bank of Texas | 34 | 41 |
| Newrez LLC | 32 | 94 |
| Guild Mortgage Company | 31 | 45 |
| A+ Federal Credit Union | 28 | 79 |
| Velocio Mortgage, L.L.C. | 28 | 31 |
| Priority Home Mortgage, L.P. | 24 | 30 |
| Mortgage Research Center | 24 | 64 |
| Nationstar Mortgage | 24 | 33 |
| Freedom Mortgage Corporation | 24 | 54 |
| Southwest Stage Funding LLC | 23 | 75 |
| Primelending | 22 | 25 |
| Homeamerican Mortgage Corporation | 21 | 28 |
| University Federal Credit Union | 20 | 45 |
| Fairway Independent Mort Corp | 20 | 36 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 58 | no rate: base under 50 |
| Asian | 81 | 21.9% of 64 decided |
| Black or African American | 320 | 49.0% of 253 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,187 | 27.3% of 2,516 decided |
| 2 or more minority races | 10 | no rate: base under 50 |
| Joint | 103 | 21.9% of 82 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,241 | 40.6% of 944 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,025 | 38.2% of 1,570 decided |
| Not Hispanic or Latino | 2,005 | 26.3% of 1,610 decided |
| Joint | withheld | |
| Ethnicity Not Available | 778 | 33.0% of 572 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,835 | 34.1% of 1,423 decided |
| Female | 1,079 | 38.7% of 855 decided |
| Joint | 1,724 | 26.2% of 1,366 decided |
| Sex Not Available | 373 | 27.1% of 269 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 377 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved