Mortgage lending in Castro County, Texas
Lenders in Castro County, Texas reported 101 mortgage applications for 2025, according to the CFPB.
101 mortgage applications and 51 loans originated in 2025; the denial rate was 36.6% of 82 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Castro County, TX.
- 101
- Applications
- 51
- Loans originated
- 36.6%
- Denial rate
- 30 denied of 82 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 101 | 51 |
| 2024 | 113 | 52 |
| 2023 | 106 | 53 |
| 2022 | 115 | 43 |
| 2021 | 125 | 62 |
| 2020 | 102 | 48 |
| 2019 | 79 | 34 |
| 2018 | 76 | 32 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Ark-LA-Tex Financial Services LLC | 15 | 17 |
| Amarillo National Bank | 4 | 4 |
| Centennial Bank | 3 | 4 |
| First National Bank of Hereford | 2 | 2 |
| First United Bank | 2 | 2 |
| Rocket Mortgage | 2 | 5 |
| FirstBank Southwest | 2 | 2 |
| United Wholesale Mortgage | 2 | 3 |
| JPMorgan Chase Bank, NA | 2 | 2 |
| Leaderone Financial Corp. | 1 | 1 |
| Primelending | 1 | 1 |
| Planet Home Lending, LLC | 1 | 4 |
| Zillow Home Loans, LLC | 1 | 1 |
| Associated Mortgage Corporation | 1 | 1 |
| Churchill Mortgage Corporation | 1 | 1 |
| American Bank, N.A. | 1 | 1 |
| Triad Financial Services, Inc. | 1 | 6 |
| Prosperity Bank | 1 | 2 |
| Tammac Holdings Corporation | 1 | 4 |
| First Financial Bank | 1 | 2 |
| Fairway Independent Mort Corp | 1 | 1 |
| Acfcu Federal Credit Union | 1 | 1 |
| Valon Mortgage | 1 | 1 |
| Equity Bank | 1 | 1 |
| 21ST Mortgage | 1 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | under 10 | |
| White | 77 | 40.0% of 65 decided |
| Joint | under 10 | |
| Race Not Available | 18 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 61 | 44.0% of 50 decided |
| Not Hispanic or Latino | 22 | no rate: base under 50 |
| Joint | under 10 | |
| Ethnicity Not Available | withheld |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 43 | no rate: base under 50 |
| Female | withheld | |
| Joint | 38 | no rate: base under 50 |
| Sex Not Available | under 10 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1323 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved