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Mortgage lending in Georgia

Lenders in Georgia reported 449,146 mortgage applications for 2025, according to the CFPB.

449,146 mortgage applications and 242,931 loans originated in 2025. 86,323 of the 344,270 applications decided were denied, 25.1%. From 2025, the CFPB’s Snapshot release.

449,146
Applications
242,931
Loans originated
21.5 per 1,000 residents, over the Census Bureau's 2025 estimate.
25.1%
Denial rate
86,323 denied of 344,270 applications decided.

The largest lenders in Georgia

2 more columns on a wider screen

Lenders in Georgia by loans originated, 2025
RankLenderOriginated
1Rocket Mortgage21,182
2United Wholesale Mortgage17,047
3Ameris Bank5,627
4Pennymac Loan Services LLC5,272
5Navy Federal Credit Union5,118
6Truist Bank4,837
7loanDepot.com LLC4,168
8Mortgage Research Center4,139
9New American Funding, LLC.4,063
10Freedom Mortgage Corporation3,946
11Guild Mortgage Company3,788
12Crosscountry Mortgage, LLC3,633
13Fairway Independent Mort Corp3,631
14Bank of America NA3,440
15United Community Bank3,186
16Regions Bank2,869
17Delta Community Credit Union2,867
18DHI Mortgage Company, LTD.2,777
19Synovus Bank2,576
20Nationstar Mortgage2,560
21Newrez LLC2,480
22Everett Financial, Inc.2,402
23Movement Mortgage, LLC2,388
24JPMorgan Chase Bank, NA2,140
25Renasant Bank2,005

Counties in Georgia

1 more column on a wider screen

Counties in Georgia by loans originated, with the median loan, 2025
CountyOriginatedMedian loan
Fulton County22,618$305,000
Gwinnett County19,526$305,000
Cobb County17,372$305,000
DeKalb County14,507$255,000
Cherokee County8,489$315,000
Forsyth County8,087$405,000
Chatham County7,306$275,000
Henry County6,643$275,000
Paulding County5,391$275,000
Hall County4,859$295,000
Houston County4,753$225,000
Clayton County4,690$205,000
Columbia County4,588$275,000
Coweta County4,184$285,000
Richmond County3,633$165,000
Muscogee County3,529$185,000
Douglas County3,402$255,000
Bartow County3,295$265,000
Jackson County3,118$325,000
Fayette County3,111$325,000
Carroll County3,017$235,000
Barrow County2,992$295,000
Bibb County2,889$155,000
Newton County2,835$245,000
Walton County2,800$285,000
Lowndes County2,788$215,000
Rockdale County2,430$255,000
Effingham County2,170$265,000
Glynn County2,111$265,000
Liberty County2,084$245,000
Floyd County1,996$195,000
Camden County1,940$265,000
Clarke County1,878$235,000
Catoosa County1,822$205,000
Bryan County1,786$315,000
Whitfield County1,740$205,000
Walker County1,720$195,000
Spalding County1,602$205,000
Troup County1,489$205,000
Bulloch County1,460$235,000
Gordon County1,433$225,000
Dawson County1,341$345,000
Pickens County1,195$265,000
Gilmer County1,160$285,000
Habersham County1,136$235,000
Dougherty County1,089$125,000
Oconee County1,087$345,000
Fannin County1,081$335,000
Harris County996$275,000
Long County976$275,000
Lumpkin County935$265,000
Lee County883$195,000
Union County847$235,000
Polk County838$195,000
White County831$245,000
Haralson County813$225,000
Thomas County794$205,000
Monroe County765$255,000
Laurens County734$175,000
Madison County714$205,000
Murray County709$185,000
Putnam County656$285,000
Greene County643$445,000
Wayne County643$185,000
Stephens County642$195,000
Butts County605$215,000
Baldwin County596$195,000
Peach County589$195,000
Hart County576$225,000
Jones County576$175,000
Tift County558$185,000
Lamar County544$235,000
Ware County544$145,000
Pike County543$235,000
Jasper County533$245,000
Upson County533$165,000
Morgan County527$285,000
Colquitt County521$165,000
Banks County516$255,000
Franklin County492$205,000
Pierce County461$165,000
Meriwether County438$205,000
Towns County423$245,000
Rabun County422$275,000
Tattnall County411$145,000
Coffee County409$145,000
Decatur County409$175,000
Dade County404$175,000
Chattooga County379$155,000
McIntosh County374$215,000
McDuffie County369$185,000
Oglethorpe County363$235,000
Berrien County328$165,000
Elbert County318$155,000
Burke County313$205,000
Brantley County312$165,000
Grady County289$165,000
Lanier County289$185,000
Sumter County278$155,000
Cook County271$155,000
Heard County268$225,000
Worth County251$135,000
Toombs County236$165,000
Appling County230$145,000
Dodge County212$140,000
Crisp County210$145,000
Brooks County209$145,000
Crawford County205$155,000
Pulaski County190$165,000
Bleckley County189$175,000
Emanuel County186$135,000
Lincoln County183$235,000
Jefferson County182$145,000
Mitchell County182$145,000
Charlton County174$175,000
Ben Hill County172$125,000
Screven County159$165,000
Jeff Davis County157$145,000
Early County156$105,000
Seminole County152$125,000
Candler County148$175,000
Evans County147$165,000
Washington County141$155,000
Wilkes County135$165,000
Marion County133$145,000
Wilkinson County131$135,000
Terrell County127$85,000
Hancock County105$205,000
Miller County104$105,000
Taylor County94$125,000
Dooly County92$155,000
Bacon County91$155,000
Clinch County91$65,000
Jenkins County91$155,000
Schley County91$145,000
Macon County89$115,000
Turner County86$120,000
Irwin County84$125,000
Johnson County80$145,000
Montgomery County80$175,000
Twiggs County78$155,000
Talbot County74$165,000
Telfair County58$115,000
Wilcox County56$115,000
Randolph County53$95,000
Atkinson County52$120,000
Warren County48under 50 loans
Glascock County46under 50 loans
Calhoun County43under 50 loans
Treutlen County43under 50 loans
Clay County42under 50 loans
Quitman County40under 50 loans
Wheeler County38under 50 loans
Stewart County34under 50 loans
Chattahoochee County32under 50 loans
Echols County29under 50 loans
Webster County27under 50 loans
Taliaferro County15under 50 loans
Baker County14under 50 loans

Georgia elsewhere on the Factbook

  • Reported crime Crime and justice

    Offenses reported to police by type, the trend, and the reporting coverage.

  • Most dangerous cities in Georgia Crime and justice

    What each agency serving 25,000 or more reported, ranked. Agency populations overlap, so these do not add up to the state.

  • Prison population Crime and justice

    People held under the state’s correctional authority, and the imprisonment rate. A different publisher counting a different thing.

  • Arrests by race, sex and age Crime and justice

    Arrests as the FBI’s participating agencies reported them, with what the figures can and cannot support at the top.

  • Hate crime Crime and justice

    Incidents reported to the FBI by bias motivation, as counts — the collection publishes no participation share, so there is no rate to compare states on.

  • Federal obligations Federal spending

    What federal agencies obligated against a place of performance in the state, per resident and by agency.

  • Registered nonprofits Nonprofits

    How many organizations the IRS lists in the state, what they report as revenue, and which kinds of work they do.

  • Payments to doctors Health

    What drug and device companies reported paying doctors with a practice address in the state, and the largest recipients.

  • Immigration courts Immigration and the border

    The EOIR courts sitting in the state, what they completed and still have pending, and how far apart their asylum grant rates are. The courts, not the state’s residents: a detention court hears cases from far outside it.

  • Farm program payments Farm subsidies

    What the Farm Service Agency paid through the state’s county offices, by program and by recipient. The offices that administered the payments, not a count of farms: a recipient addressed elsewhere is counted where they were paid.

  • Paycheck Protection Program loans PPP loans

    The PPP loans SBA guaranteed to businesses operating in the state, by county, with how many carry a forgiveness amount and how many were charged off. Loans, not businesses: a business with two draws is two loans.

  • Population, age, income and origin Demographics

    The Census Bureau's population estimates year by year, with births, deaths and migration, and age, income, poverty, housing and origin from the American Community Survey, each with its margin of error.

  • Public schools Schools

    Pupils, schools and teachers, the largest districts, what districts spend per pupil and where the money comes from, and the colleges that take federal student aid.

  • Banks and credit unions Banks and credit unions

    The FDIC-insured banks headquartered in the state and their offices, and the credit unions based there and their sites, each per resident and against every other state.

  • Housing Housing

    The homes under HUD’s rental assistance programs in the state, by program and county, and its tax-credit housing, each per resident and against every other state.

  • Cost of living Cost of living

    BEA’s price level for the state against the nation, for goods, rents, utilities and other services, and its metro areas beside it.

  • College athletics Sports

    Every college in the state that reported to the Equity in Athletics survey, ranked by its athletics revenue, with its expenses, athletes and athletic aid.

  • Federal civilian workforce Federal salaries

    Federal civilian employees stationed in the state by agency and occupation, with the pay OPM publishes and the share it withholds.

  • The Georgia Factbook entry Across the Factbook

    Every measure the Factbook publishes for this state in one place, each with where it ranks among the others and the record it came from.

The immigration link above is EOIR’s courts, which sit in this state. CBP’s encounters are not by state and will not be: its sectors and field offices are areas of responsibility rather than a geography, and assigning them to states would be a claim the data does not make. Immigration and the border.

More about Georgia →

Sources

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved