Mortgage lending in Walker County, Georgia
Lenders in Walker County, Georgia reported 3,151 mortgage applications for 2025, according to the CFPB.
3,151 mortgage applications and 1,720 loans originated in 2025; the denial rate was 25.2% of 2,458 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Chattanooga, TN-GA MSA.
- 3,151
- Applications
- 1,720
- Loans originated
- 25.2%
- Denial rate
- 620 denied of 2,458 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,151 | 1,720 |
| 2024 | 3,008 | 1,614 |
| 2023 | 2,949 | 1,443 |
| 2022 | 3,505 | 1,827 |
| 2021 | 4,258 | 2,549 |
| 2020 | 3,691 | 2,118 |
| 2019 | 2,901 | 1,663 |
| 2018 | 2,411 | 1,331 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 153 | 210 |
| Bank of Lafayette | 101 | 123 |
| Tennessee Valley Federal C U | 94 | 184 |
| Union Home Mortgage Corp. | 86 | 107 |
| Summit Funding.inc | 78 | 106 |
| United Wholesale Mortgage | 62 | 88 |
| DHI Mortgage Company, LTD. | 56 | 98 |
| Regions Bank | 50 | 115 |
| Movement Mortgage, LLC | 49 | 74 |
| Leaderone Financial Corp. | 40 | 65 |
| loanDepot.com LLC | 37 | 61 |
| Mortgage Research Center | 37 | 65 |
| CMG Mortgage Inc | 34 | 59 |
| Firstbank | 32 | 41 |
| Truist Bank | 32 | 62 |
| Atlantic Bay Mortgage Group | 31 | 34 |
| Freedom Mortgage Corporation | 29 | 62 |
| New American Funding, LLC. | 25 | 56 |
| Nationstar Mortgage | 24 | 29 |
| Pennymac Loan Services LLC | 23 | 50 |
| Builtwell Bank | 18 | 32 |
| Figure Lending LLC | 17 | 33 |
| Vanderbilt Mortgage and Finance, Inc | 17 | 214 |
| Primelending | 17 | 21 |
| Alameda Mortgage Corporation | 16 | 20 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 15 | no rate: base under 50 |
| Asian | 34 | no rate: base under 50 |
| Black or African American | 129 | 34.9% of 103 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,500 | 24.7% of 1,960 decided |
| 2 or more minority races | under 10 | |
| Joint | 47 | no rate: base under 50 |
| Race Not Available | 419 | 23.8% of 311 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 79 | 27.6% of 58 decided |
| Not Hispanic or Latino | 2,547 | 25.0% of 2,009 decided |
| Joint | 59 | no rate: base under 50 |
| Ethnicity Not Available | 466 | 25.6% of 344 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,145 | 26.5% of 894 decided |
| Female | 699 | 27.2% of 522 decided |
| Joint | 1,033 | 22.7% of 833 decided |
| Sex Not Available | 274 | 24.9% of 209 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1122 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved