Mortgage lending in Troup County, Georgia
Lenders in Troup County, Georgia reported 2,782 mortgage applications for 2025, according to the CFPB.
2,782 mortgage applications and 1,489 loans originated in 2025; the denial rate was 23.7% of 2,059 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Troup County, GA.
- 2,782
- Applications
- 1,489
- Loans originated
- 23.7%
- Denial rate
- 487 denied of 2,059 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,782 | 1,489 |
| 2024 | 2,527 | 1,305 |
| 2023 | 2,237 | 1,155 |
| 2022 | 2,693 | 1,464 |
| 2021 | 3,676 | 2,205 |
| 2020 | 3,245 | 2,056 |
| 2019 | 2,440 | 1,465 |
| 2018 | 2,195 | 1,283 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 113 | 145 |
| Synovus Bank | 97 | 132 |
| Rocket Mortgage | 90 | 125 |
| Colony Bank | 69 | 88 |
| Magnolia Bank | 55 | 63 |
| Guild Mortgage Company | 51 | 66 |
| loanDepot.com LLC | 41 | 80 |
| Jet HomeLoans, LP | 41 | 72 |
| Southstate Bank, National Association | 39 | 75 |
| Ark-LA-Tex Financial Services LLC | 34 | 44 |
| New American Funding, LLC. | 32 | 62 |
| Renasant Bank | 30 | 39 |
| Inspire Home Loans Inc. | 29 | 42 |
| Crosscountry Mortgage, LLC | 29 | 39 |
| Movement Mortgage, LLC | 28 | 44 |
| Freedom Mortgage Corporation | 28 | 79 |
| Pennymac Loan Services LLC | 27 | 58 |
| CMG Mortgage Inc | 24 | 29 |
| Mortgage Research Center | 23 | 50 |
| Truist Bank | 21 | 45 |
| Paramount Residential Mortgage | 18 | 20 |
| Equity Prime Mortgage LLC | 18 | 27 |
| Fairway Independent Mort Corp | 18 | 24 |
| Navy Federal Credit Union | 17 | 52 |
| PNC Bank N.A. | 16 | 45 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 26 | no rate: base under 50 |
| Asian | 76 | 21.8% of 55 decided |
| Black or African American | 533 | 31.8% of 393 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,497 | 20.8% of 1,200 decided |
| 2 or more minority races | under 10 | |
| Joint | 46 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 592 | 24.9% of 350 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 107 | 18.1% of 83 decided |
| Not Hispanic or Latino | 2,057 | 22.8% of 1,595 decided |
| Joint | 24 | no rate: base under 50 |
| Ethnicity Not Available | 594 | 28.9% of 363 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,032 | 23.1% of 783 decided |
| Female | 649 | 26.6% of 496 decided |
| Joint | 694 | 19.1% of 550 decided |
| Sex Not Available | 407 | 30.0% of 230 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 988 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved