Mortgage lending in Hart County, Georgia
Lenders in Hart County, Georgia reported 1,064 mortgage applications for 2025, according to the CFPB.
1,064 mortgage applications and 576 loans originated in 2025; the denial rate was 25.9% of 822 applications decided. The median loan was about $225,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hart County, GA.
- 1,064
- Applications
- 576
- Loans originated
- 25.9%
- Denial rate
- 213 denied of 822 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,064 | 576 |
| 2024 | 979 | 596 |
| 2023 | 952 | 529 |
| 2022 | 1,143 | 658 |
| 2021 | 1,655 | 1,003 |
| 2020 | 1,428 | 881 |
| 2019 | 973 | 568 |
| 2018 | 948 | 556 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Pinnacle Bank | 55 | 86 |
| Rocket Mortgage | 53 | 73 |
| United Wholesale Mortgage | 29 | 42 |
| First Ciitizens Bank and Trust | 24 | 39 |
| Fairway Independent Mort Corp | 18 | 24 |
| Magnolia Bank | 18 | 24 |
| Crosscountry Mortgage, LLC | 15 | 22 |
| Synovus Bank | 14 | 17 |
| Pennymac Loan Services LLC | 14 | 25 |
| Geneva Financial LLC | 13 | 14 |
| City National Bank of Florida | 13 | 23 |
| Mortgage Research Center | 12 | 24 |
| Ameris Bank | 12 | 12 |
| American Pacific Mortgage Corporation | 11 | 12 |
| Guaranteed Rate, Inc. | 11 | 17 |
| 21ST Mortgage | 10 | 41 |
| Newrez LLC | 9 | 26 |
| Freedom Mortgage Corporation | 9 | 19 |
| Southstate Bank, National Association | 9 | 14 |
| Acopia, LLC | 7 | 8 |
| Nationstar Mortgage | 6 | 7 |
| Everett Financial, Inc. | 6 | 10 |
| Truist Bank | 6 | 13 |
| Navy Federal Credit Union | 5 | 10 |
| Premier Mortgage Resources, LLC | 5 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 17 | no rate: base under 50 |
| Black or African American | 92 | 56.7% of 67 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 767 | 20.7% of 610 decided |
| 2 or more minority races | under 10 | |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 162 | 33.3% of 114 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 38 | no rate: base under 50 |
| Not Hispanic or Latino | 839 | 23.6% of 665 decided |
| Joint | withheld | |
| Ethnicity Not Available | 170 | 39.5% of 114 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 373 | 24.5% of 294 decided |
| Female | 253 | 29.6% of 189 decided |
| Joint | 348 | 21.9% of 279 decided |
| Sex Not Available | 90 | 40.0% of 60 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 747 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved