Mortgage lending in Franklin County, Georgia
Lenders in Franklin County, Georgia reported 954 mortgage applications for 2025, according to the CFPB.
954 mortgage applications and 492 loans originated in 2025; the denial rate was 28.1% of 722 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Franklin County, GA.
- 954
- Applications
- 492
- Loans originated
- 28.1%
- Denial rate
- 203 denied of 722 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 954 | 492 |
| 2024 | 840 | 456 |
| 2023 | 806 | 415 |
| 2022 | 1,041 | 535 |
| 2021 | 1,248 | 715 |
| 2020 | 989 | 590 |
| 2019 | 763 | 426 |
| 2018 | 713 | 378 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 48 | 68 |
| United Wholesale Mortgage | 35 | 45 |
| Pinnacle Bank | 27 | 48 |
| First Ciitizens Bank and Trust | 19 | 26 |
| Magnolia Bank | 16 | 18 |
| Fairway Independent Mort Corp | 14 | 19 |
| Homeowners Financial Group, LLC | 13 | 14 |
| 21ST Mortgage | 13 | 65 |
| Premier Mortgage Resources, LLC | 12 | 17 |
| Vanderbilt Mortgage and Finance, Inc | 11 | 43 |
| Crosscountry Mortgage, LLC | 11 | 17 |
| Amerisave Mortgage Company | 10 | 17 |
| City National Bank of Florida | 10 | 15 |
| Truist Bank | 9 | 13 |
| Southstate Bank, National Association | 8 | 13 |
| Geneva Financial LLC | 7 | 10 |
| American Pacific Mortgage Corporation | 7 | 10 |
| Regions Bank | 7 | 17 |
| United Community Bank | 7 | 14 |
| loanDepot.com LLC | 6 | 15 |
| Nationstar Mortgage | 6 | 11 |
| Sente Mortgage, Inc. | 6 | 8 |
| Navy Federal Credit Union | 5 | 7 |
| Newrez LLC | 5 | 13 |
| Envoy Mortgage, LTD | 5 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 21 | no rate: base under 50 |
| Black or African American | 31 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 736 | 26.9% of 568 decided |
| Joint | 17 | no rate: base under 50 |
| Race Not Available | 141 | 27.6% of 98 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 35 | no rate: base under 50 |
| Not Hispanic or Latino | 756 | 27.9% of 574 decided |
| Joint | 20 | no rate: base under 50 |
| Ethnicity Not Available | 143 | 28.3% of 106 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 371 | 26.8% of 287 decided |
| Female | 183 | 38.5% of 130 decided |
| Joint | 324 | 25.8% of 248 decided |
| Sex Not Available | 76 | 21.1% of 57 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 982 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved