Mortgage lending in Fayette County, Georgia
Lenders in Fayette County, Georgia reported 5,881 mortgage applications for 2025, according to the CFPB.
5,881 mortgage applications and 3,111 loans originated in 2025; the denial rate was 26.9% of 4,504 applications decided. The median loan was about $325,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area.
- 5,881
- Applications
- 3,111
- Loans originated
- 26.9%
- Denial rate
- 1,210 denied of 4,504 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,881 | 3,111 |
| 2024 | 5,495 | 2,874 |
| 2023 | 5,420 | 2,818 |
| 2022 | 7,700 | 4,178 |
| 2021 | 12,286 | 7,464 |
| 2020 | 11,967 | 7,229 |
| 2019 | 8,071 | 4,569 |
| 2018 | 6,918 | 3,925 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Delta Community Credit Union | 265 | 439 |
| Rocket Mortgage | 263 | 363 |
| United Wholesale Mortgage | 196 | 274 |
| Navy Federal Credit Union | 103 | 230 |
| Ameris Bank | 89 | 126 |
| Everett Financial, Inc. | 85 | 122 |
| loanDepot.com LLC | 84 | 128 |
| Truist Bank | 73 | 140 |
| Bank of America NA | 68 | 158 |
| Pennymac Loan Services LLC | 59 | 123 |
| NVR Mortgage Finance, Inc. | 56 | 108 |
| Crosscountry Mortgage, LLC | 56 | 99 |
| Fairway Independent Mort Corp | 52 | 74 |
| Nationstar Mortgage | 44 | 62 |
| Freedom Mortgage Corporation | 42 | 120 |
| JPMorgan Chase Bank, NA | 38 | 64 |
| 21ST Mortgage | 34 | 213 |
| New American Funding, LLC. | 32 | 83 |
| Newrez LLC | 31 | 108 |
| Spring Eq, LLC | 31 | 82 |
| Guild Mortgage Company | 30 | 49 |
| Mortgage Research Center | 30 | 88 |
| Prosperity Home Mortgage, LLC | 29 | 42 |
| Regions Bank | 29 | 67 |
| Movement Mortgage, LLC | 26 | 43 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 28 | no rate: base under 50 |
| Asian | 261 | 25.9% of 201 decided |
| Black or African American | 1,605 | 38.2% of 1,196 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,555 | 18.8% of 2,023 decided |
| 2 or more minority races | 30 | no rate: base under 50 |
| Joint | 108 | 25.0% of 84 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,285 | 29.3% of 947 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 358 | 30.8% of 273 decided |
| Not Hispanic or Latino | 4,178 | 26.3% of 3,252 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,240 | 28.4% of 899 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,191 | 26.4% of 1,689 decided |
| Female | 1,378 | 34.0% of 1,058 decided |
| Joint | 1,709 | 21.3% of 1,339 decided |
| Sex Not Available | 603 | 28.5% of 418 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 207 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved