Mortgage lending in Lumpkin County, Georgia
Lenders in Lumpkin County, Georgia reported 1,623 mortgage applications for 2025, according to the CFPB.
1,623 mortgage applications and 935 loans originated in 2025; the denial rate was 23.4% of 1,284 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Lumpkin County, GA HUD Metro FMR Area.
- 1,623
- Applications
- 935
- Loans originated
- 23.4%
- Denial rate
- 301 denied of 1,284 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,623 | 935 |
| 2024 | 1,446 | 780 |
| 2023 | 1,246 | 690 |
| 2022 | 1,677 | 972 |
| 2021 | 2,547 | 1,622 |
| 2020 | 2,241 | 1,378 |
| 2019 | 1,597 | 980 |
| 2018 | 1,455 | 850 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 86 | 127 |
| United Wholesale Mortgage | 77 | 103 |
| United Community Bank | 77 | 120 |
| Fairway Independent Mort Corp | 34 | 45 |
| Ameris Bank | 29 | 36 |
| DHI Mortgage Company, LTD. | 27 | 41 |
| Truist Bank | 27 | 56 |
| Pennymac Loan Services LLC | 19 | 28 |
| Navy Federal Credit Union | 17 | 28 |
| Pinnacle Bank | 15 | 18 |
| Freedom Mortgage Corporation | 14 | 30 |
| Crosscountry Mortgage, LLC | 14 | 24 |
| 21ST Mortgage | 14 | 38 |
| Figure Lending LLC | 12 | 21 |
| Premier Mortgage Resources, LLC | 12 | 18 |
| Nationstar Mortgage | 12 | 17 |
| Spring Eq, LLC | 11 | 24 |
| Bank Ozk | 11 | 19 |
| Guild Mortgage Company | 10 | 17 |
| The Citizens Bank of Georgia | 9 | 10 |
| Capital City Home Loans, LLC | 9 | 9 |
| Sente Mortgage, Inc. | 9 | 11 |
| BankSouth Mortgage Company LLC | 9 | 9 |
| Regions Bank | 9 | 31 |
| Acu | 8 | 10 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 22 | no rate: base under 50 |
| Black or African American | 16 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,322 | 22.6% of 1,061 decided |
| 2 or more minority races | under 10 | |
| Joint | 21 | no rate: base under 50 |
| Race Not Available | 231 | 28.6% of 168 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 68 | 27.5% of 51 decided |
| Not Hispanic or Latino | 1,300 | 22.6% of 1,044 decided |
| Joint | withheld | |
| Ethnicity Not Available | 226 | 28.5% of 165 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 572 | 24.3% of 448 decided |
| Female | 340 | 22.4% of 263 decided |
| Joint | 581 | 21.3% of 478 decided |
| Sex Not Available | 130 | 32.6% of 95 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 472 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved