Mortgage lending in Grady County, Georgia
Lenders in Grady County, Georgia reported 655 mortgage applications for 2025, according to the CFPB.
655 mortgage applications and 289 loans originated in 2025; the denial rate was 36.7% of 518 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Grady County, GA.
- 655
- Applications
- 289
- Loans originated
- 36.7%
- Denial rate
- 190 denied of 518 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 655 | 289 |
| 2024 | 670 | 292 |
| 2023 | 579 | 216 |
| 2022 | 702 | 311 |
| 2021 | 940 | 484 |
| 2020 | 786 | 417 |
| 2019 | 582 | 300 |
| 2018 | 559 | 289 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 31 | 43 |
| 21ST Mortgage | 17 | 98 |
| Mainstreet Community Bank of Florida | 14 | 17 |
| Thomasville National Bank | 12 | 12 |
| Pennymac Loan Services LLC | 11 | 16 |
| Newrez LLC | 9 | 15 |
| First Commerce Credit Union | 9 | 11 |
| Ameris Bank | 9 | 10 |
| loanDepot.com LLC | 8 | 13 |
| Capital City Bank | 7 | 15 |
| Mortgage Research Center | 7 | 18 |
| Five Star Credit Union | 7 | 20 |
| First National Bank of Decatur | 6 | 7 |
| United Wholesale Mortgage | 6 | 7 |
| Nationstar Mortgage | 6 | 9 |
| First Federal Bank | 6 | 7 |
| First Port City Bank | 5 | 5 |
| Geneva Financial LLC | 5 | 6 |
| Capital City Home Loans, LLC | 5 | 8 |
| Freedom Mortgage Corporation | 5 | 10 |
| First Reliance Bank | 5 | 6 |
| Triad Financial Services, Inc. | 4 | 22 |
| GMFS, LLC | 4 | 5 |
| CoreVestAmericanFinanceLenderLLC | 4 | 16 |
| Lower, LLC | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 132 | 61.9% of 97 decided |
| White | 415 | 30.1% of 336 decided |
| Joint | under 10 | |
| Race Not Available | 94 | 33.3% of 72 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 19 | no rate: base under 50 |
| Not Hispanic or Latino | 516 | 37.1% of 412 decided |
| Joint | withheld | |
| Ethnicity Not Available | 102 | 37.8% of 74 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 208 | 35.5% of 172 decided |
| Female | 181 | 47.9% of 142 decided |
| Joint | 204 | 33.3% of 159 decided |
| Sex Not Available | 62 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1539 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved