Mortgage lending in Ware County, Georgia
Lenders in Ware County, Georgia reported 1,136 mortgage applications for 2025, according to the CFPB.
1,136 mortgage applications and 544 loans originated in 2025; the denial rate was 33.2% of 865 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Ware County, GA.
- 1,136
- Applications
- 544
- Loans originated
- 33.2%
- Denial rate
- 287 denied of 865 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,136 | 544 |
| 2024 | 973 | 466 |
| 2023 | 912 | 448 |
| 2022 | 1,064 | 568 |
| 2021 | 1,259 | 682 |
| 2020 | 1,067 | 582 |
| 2019 | 940 | 513 |
| 2018 | 865 | 445 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| PrimeSouth Bank | 76 | 85 |
| United Wholesale Mortgage | 70 | 84 |
| Rocket Mortgage | 57 | 85 |
| Mortgage Research Center | 19 | 36 |
| 21ST Mortgage | 14 | 90 |
| Truist Bank | 14 | 34 |
| Ameris Bank | 12 | 30 |
| Georgia's Own Credit Union | 10 | 30 |
| First Southern Bank | 9 | 10 |
| Pennymac Loan Services LLC | 9 | 20 |
| Kind Lending, LLC | 8 | 11 |
| Keystone Funding, Inc | 7 | 9 |
| Equity Prime Mortgage LLC | 7 | 11 |
| Northpointe Bank | 7 | 20 |
| Crosscountry Mortgage, LLC | 7 | 11 |
| United Community Bank | 7 | 18 |
| American Financial Resources LLC | 6 | 7 |
| Renasant Bank | 6 | 8 |
| Navy Federal Credit Union | 6 | 18 |
| Plaza Home Mortgage, Inc | 6 | 8 |
| Freedom Mortgage Corporation | 6 | 21 |
| Guaranteed Rate, Inc. | 6 | 10 |
| Vanderbilt Mortgage and Finance, Inc | 5 | 83 |
| Evergreen Moneysource Mortgage Company | 5 | 6 |
| Presidential Bank, FSB | 5 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 13 | no rate: base under 50 |
| Black or African American | 200 | 48.1% of 133 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 668 | 31.3% of 524 decided |
| Joint | 19 | no rate: base under 50 |
| Race Not Available | 229 | 26.6% of 177 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 32 | no rate: base under 50 |
| Not Hispanic or Latino | 837 | 32.5% of 634 decided |
| Joint | 17 | no rate: base under 50 |
| Ethnicity Not Available | 250 | 32.5% of 194 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 426 | 30.7% of 313 decided |
| Female | 300 | 41.1% of 226 decided |
| Joint | 269 | 35.2% of 213 decided |
| Sex Not Available | 141 | 20.3% of 113 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1936 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved