Mortgage lending in Stephens County, Georgia
Lenders in Stephens County, Georgia reported 1,221 mortgage applications for 2025, according to the CFPB.
1,221 mortgage applications and 642 loans originated in 2025; the denial rate was 26.9% of 926 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Stephens County, GA.
- 1,221
- Applications
- 642
- Loans originated
- 26.9%
- Denial rate
- 249 denied of 926 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,221 | 642 |
| 2024 | 1,012 | 551 |
| 2023 | 893 | 463 |
| 2022 | 1,061 | 553 |
| 2021 | 1,465 | 825 |
| 2020 | 1,109 | 661 |
| 2019 | 835 | 484 |
| 2018 | 745 | 402 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Premier Mortgage Resources, LLC | 58 | 76 |
| Rocket Mortgage | 48 | 74 |
| United Wholesale Mortgage | 47 | 65 |
| American Pacific Mortgage Corporation | 31 | 36 |
| Pinnacle Bank | 16 | 21 |
| Fairway Independent Mort Corp | 14 | 19 |
| First Ciitizens Bank and Trust | 14 | 25 |
| Inspire Home Loans Inc. | 13 | 18 |
| Regions Bank | 13 | 39 |
| Mortgage Research Center | 12 | 28 |
| Crosscountry Mortgage, LLC | 12 | 15 |
| 21ST Mortgage | 12 | 60 |
| Pennymac Loan Services LLC | 12 | 30 |
| Newrez LLC | 11 | 22 |
| Freedom Mortgage Corporation | 11 | 20 |
| Homeowners Financial Group, LLC | 11 | 18 |
| Southstate Bank, National Association | 11 | 20 |
| United Community Bank | 11 | 15 |
| Navy Federal Credit Union | 9 | 14 |
| Everett Financial, Inc. | 9 | 20 |
| loanDepot.com LLC | 8 | 9 |
| Vanderbilt Mortgage and Finance, Inc | 7 | 53 |
| Peach State Federal Credit Union | 7 | 16 |
| Amerisave Mortgage Company | 7 | 22 |
| Oconee Federal Savings and Loan Association | 6 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 16 | no rate: base under 50 |
| Black or African American | 56 | no rate: base under 50 |
| White | 937 | 26.2% of 718 decided |
| 2 or more minority races | under 10 | |
| Joint | 19 | no rate: base under 50 |
| Race Not Available | 185 | 23.3% of 133 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 66 | no rate: base under 50 |
| Not Hispanic or Latino | 936 | 26.3% of 710 decided |
| Joint | withheld | |
| Ethnicity Not Available | 201 | 30.7% of 153 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 467 | 21.9% of 343 decided |
| Female | 290 | 39.7% of 232 decided |
| Joint | 353 | 23.7% of 270 decided |
| Sex Not Available | 111 | 22.2% of 81 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1121 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved