Mortgage lending in Washington County, Georgia
Lenders in Washington County, Georgia reported 406 mortgage applications for 2025, according to the CFPB.
406 mortgage applications and 141 loans originated in 2025; the denial rate was 45.5% of 288 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Washington County, GA.
- 406
- Applications
- 141
- Loans originated
- 45.5%
- Denial rate
- 131 denied of 288 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 406 | 141 |
| 2024 | 388 | 143 |
| 2023 | 314 | 121 |
| 2022 | 392 | 150 |
| 2021 | 550 | 265 |
| 2020 | 406 | 185 |
| 2019 | 302 | 111 |
| 2018 | 278 | 103 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 32 | 45 |
| Planet Home Lending, LLC | 9 | 11 |
| Robins Financial Credit Union | 7 | 13 |
| Pennymac Loan Services LLC | 6 | 8 |
| Navy Federal Credit Union | 5 | 10 |
| loanDepot.com LLC | 5 | 7 |
| Mortgage Research Center | 5 | 13 |
| Exchange Bank | 4 | 5 |
| United Wholesale Mortgage | 4 | 8 |
| 21ST Mortgage | 4 | 40 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 46 |
| Southwest Stage Funding LLC | 3 | 6 |
| Mutual of Omaha Mortgage | 3 | 4 |
| Mortgage Solutions of Colorado | 3 | 3 |
| Southeast Mortgage of Georgia, Inc. | 3 | 5 |
| Wells Fargo Bank NA | 3 | 5 |
| Guild Mortgage Company | 2 | 5 |
| Nationstar Mortgage | 2 | 2 |
| Freedom Mortgage Corporation | 2 | 4 |
| ALCOVA Mortgage, LLC | 2 | 2 |
| Northpointe Bank | 2 | 3 |
| BankSouth Mortgage Company LLC | 2 | 2 |
| First Federal Bank | 2 | 2 |
| Lendage, LLC Dba Achieve Loans | 1 | 1 |
| Pinnacle Bank | 1 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 152 | 60.6% of 104 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 167 | 25.6% of 125 decided |
| Joint | under 10 | |
| Race Not Available | 77 | 63.5% of 52 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | under 10 | |
| Not Hispanic or Latino | 318 | 41.4% of 234 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 77 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 129 | 42.4% of 92 decided |
| Female | 141 | 49.1% of 106 decided |
| Joint | 89 | 32.2% of 59 decided |
| Sex Not Available | 47 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1721 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved