Mortgage lending in Berrien County, Georgia
Lenders in Berrien County, Georgia reported 695 mortgage applications for 2025, according to the CFPB.
695 mortgage applications and 328 loans originated in 2025; the denial rate was 34.3% of 548 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Berrien County, GA.
- 695
- Applications
- 328
- Loans originated
- 34.3%
- Denial rate
- 188 denied of 548 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 695 | 328 |
| 2024 | 639 | 281 |
| 2023 | 535 | 275 |
| 2022 | 665 | 339 |
| 2021 | 754 | 397 |
| 2020 | 735 | 414 |
| 2019 | 579 | 326 |
| 2018 | 514 | 332 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Farmers and Merchants Bank | 59 | 75 |
| Mortgage Research Center | 25 | 44 |
| Rocket Mortgage | 24 | 36 |
| United Wholesale Mortgage | 21 | 28 |
| Ameris Bank | 19 | 23 |
| First Commerce Credit Union | 15 | 29 |
| 21ST Mortgage | 11 | 91 |
| BoxCar Mortgage, LLC | 9 | 14 |
| Acopia, LLC | 7 | 13 |
| BankSouth Mortgage Company LLC | 7 | 8 |
| Fairway Independent Mort Corp | 6 | 10 |
| Renasant Bank | 5 | 8 |
| Navy Federal Credit Union | 5 | 7 |
| Southeastern Credit Union | 5 | 6 |
| New American Funding, LLC. | 5 | 13 |
| Towne Mortgage Company | 5 | 5 |
| Truist Bank | 5 | 7 |
| Freedom Mortgage Corporation | 4 | 12 |
| Guardian Bank | 3 | 3 |
| Vanderbilt Mortgage and Finance, Inc | 3 | 23 |
| Southwest Stage Funding LLC | 3 | 9 |
| First Federal S&L Association | 3 | 3 |
| American Financial Network, Inc. | 3 | 3 |
| Crosscountry Mortgage, LLC | 3 | 8 |
| Synovus Bank | 3 | 7 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 75 | 41.4% of 58 decided |
| White | 506 | 33.1% of 405 decided |
| 2 or more minority races | under 10 | |
| Joint | 10 | no rate: base under 50 |
| Race Not Available | 95 | 37.7% of 69 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 538 | 33.3% of 423 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 103 | 44.0% of 75 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 299 | 34.0% of 235 decided |
| Female | 154 | 38.2% of 123 decided |
| Joint | 191 | 33.3% of 153 decided |
| Sex Not Available | 51 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1535 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved