Mortgage lending in McDuffie County, Georgia
Lenders in McDuffie County, Georgia reported 687 mortgage applications for 2025, according to the CFPB.
687 mortgage applications and 369 loans originated in 2025; the denial rate was 27.6% of 544 applications decided. The median loan was about $185,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Augusta-Richmond County, GA-SC HUD Metro FMR Area.
- 687
- Applications
- 369
- Loans originated
- 27.6%
- Denial rate
- 150 denied of 544 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 687 | 369 |
| 2024 | 605 | 334 |
| 2023 | 605 | 289 |
| 2022 | 785 | 382 |
| 2021 | 962 | 525 |
| 2020 | 778 | 414 |
| 2019 | 568 | 294 |
| 2018 | 521 | 281 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Guild Mortgage Company | 36 | 44 |
| Rocket Mortgage | 30 | 40 |
| United Wholesale Mortgage | 23 | 31 |
| Queensborough National Bank and Trust | 20 | 24 |
| SRP Federal Credit Union | 15 | 26 |
| First Ciitizens Bank and Trust | 15 | 15 |
| Pinnacle Bank | 14 | 16 |
| Crosscountry Mortgage, LLC | 13 | 17 |
| Navy Federal Credit Union | 9 | 14 |
| Acrisure Mortgage, LLC | 9 | 12 |
| Regions Bank | 9 | 44 |
| New American Funding, LLC. | 8 | 21 |
| First State Bank | 7 | 7 |
| Mortgage Research Center | 7 | 18 |
| Freedom Mortgage Corporation | 7 | 15 |
| Farmers State Bank | 6 | 7 |
| Ameris Bank | 6 | 7 |
| Cadence Bank | 6 | 13 |
| Pennymac Loan Services LLC | 6 | 10 |
| Colony Bank | 5 | 6 |
| F & M Bank | 5 | 5 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 39 |
| American Financial Resources LLC | 4 | 7 |
| Southstate Bank, National Association | 4 | 8 |
| Planet Home Lending, LLC | 3 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 150 | 38.0% of 113 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 396 | 24.6% of 325 decided |
| 2 or more minority races | under 10 | |
| Joint | 15 | no rate: base under 50 |
| Race Not Available | 114 | 20.9% of 86 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 24 | no rate: base under 50 |
| Not Hispanic or Latino | 527 | 28.1% of 427 decided |
| Joint | 17 | no rate: base under 50 |
| Ethnicity Not Available | 119 | 20.4% of 88 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 246 | 26.8% of 198 decided |
| Female | 200 | 36.1% of 155 decided |
| Joint | 185 | 22.1% of 145 decided |
| Sex Not Available | 56 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1236 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved