Mortgage lending in White County, Georgia
Lenders in White County, Georgia reported 1,493 mortgage applications for 2025, according to the CFPB.
1,493 mortgage applications and 831 loans originated in 2025; the denial rate was 23.4% of 1,142 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: White County, GA.
- 1,493
- Applications
- 831
- Loans originated
- 23.4%
- Denial rate
- 267 denied of 1,142 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,493 | 831 |
| 2024 | 1,297 | 737 |
| 2023 | 1,160 | 664 |
| 2022 | 1,571 | 946 |
| 2021 | 2,220 | 1,395 |
| 2020 | 2,074 | 1,301 |
| 2019 | 1,465 | 888 |
| 2018 | 1,210 | 695 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Community Bank | 143 | 197 |
| United Wholesale Mortgage | 76 | 115 |
| Rocket Mortgage | 59 | 94 |
| Pennymac Loan Services LLC | 26 | 35 |
| Homeowners Financial Group, LLC | 25 | 35 |
| Regions Bank | 22 | 48 |
| American Pacific Mortgage Corporation | 16 | 19 |
| Guild Mortgage Company | 15 | 20 |
| Sente Mortgage, Inc. | 15 | 28 |
| United Bank VA | 14 | 20 |
| Premier Mortgage Resources, LLC | 13 | 19 |
| 21ST Mortgage | 11 | 36 |
| Ameris Bank | 11 | 14 |
| loanDepot.com LLC | 10 | 21 |
| Fairway Independent Mort Corp | 10 | 20 |
| Lower, LLC | 10 | 18 |
| Southstate Bank, National Association | 10 | 21 |
| Prosperity Home Mortgage, LLC | 9 | 9 |
| MyGeorgia Credit Union | 9 | 11 |
| Mortgage Research Center | 9 | 23 |
| Newrez LLC | 9 | 27 |
| Nationstar Mortgage | 9 | 11 |
| Freedom Mortgage Corporation | 9 | 26 |
| Amerisave Mortgage Company | 8 | 21 |
| Navy Federal Credit Union | 7 | 22 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 19 | no rate: base under 50 |
| White | 1,186 | 23.3% of 911 decided |
| Joint | 26 | no rate: base under 50 |
| Race Not Available | 248 | 22.6% of 186 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 56 | no rate: base under 50 |
| Not Hispanic or Latino | 1,160 | 22.9% of 887 decided |
| Joint | 26 | no rate: base under 50 |
| Ethnicity Not Available | 251 | 25.4% of 193 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 507 | 30.1% of 385 decided |
| Female | 276 | 23.0% of 204 decided |
| Joint | 566 | 18.1% of 441 decided |
| Sex Not Available | 144 | 21.4% of 112 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 603 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved