Mortgage lending in Baker County, Georgia

Lenders in Baker County, Georgia reported 42 mortgage applications for 2025, according to the CFPB.

42 mortgage applications and 14 loans originated in 2025; the denial rate was under 50 decided of 31 applications decided. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Baker County, GA.

42
Applications: 14
Loans originated: under 50 decided
Denial rate: 12 denied of 31 applications decided.

Every year

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Mortgage applications and loans originated in Baker County, Georgia, by year
Year	Applications	Originated	Denied
2025	42	14	12
2024	46	15	14
2023	69	20	36
2022	85	29	40
2021	87	30	35
2020	67	26	23
2019	63	25	22
2018	50	24	20

The largest lenders here

Lenders in Baker County, Georgia by loans originated, 2025
Lender	Originated	Applications
First State Bank of Blakely	4	4
Rocket Mortgage	2	3
The Loan Store, Inc	1	2
Vanderbilt Mortgage and Finance, Inc	1	4
Renasant Bank	1	1
Mortgage Research Center	1	3
Fairway Independent Mort Corp	1	1
Towne Mortgage Company	1	1
Cardinal Financial Company, Li	1	1
21ST Mortgage	1	5
AmeriHome Mortgage Company, LLC	0	0
Southwest Stage Funding LLC	0	1
Navy Federal Credit Union	0	1
American Financial Network, Inc.	0	1
loanDepot.com LLC	0	1
New American Funding, LLC.	0	1
United Wholesale Mortgage	0	1
Five Star Credit Union	0	1
Bank of Dawson	0	1
Lakeview Loan Servicing, LLC	0	1
Spring Eq, LLC	0	1
New Day Financial, LLC.	0	1
Georgia United Credit Union	0	1
Mortgage Investors Group	0	1
JPMorgan Chase Bank, NA	0	0

Applications by race, ethnicity and sex, 2025

No breakdown by race, ethnicity or sex is printed for Baker County, Georgia: it had fewer than 50 applications, this site’s floor for one.

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026