Mortgage lending in Charlton County, Georgia
Lenders in Charlton County, Georgia reported 412 mortgage applications for 2025, according to the CFPB.
412 mortgage applications and 174 loans originated in 2025; the denial rate was 36.6% of 287 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Charlton County, GA.
- 412
- Applications
- 174
- Loans originated
- 36.6%
- Denial rate
- 105 denied of 287 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 412 | 174 |
| 2024 | 328 | 139 |
| 2023 | 316 | 132 |
| 2022 | 428 | 177 |
| 2021 | 457 | 214 |
| 2020 | 348 | 154 |
| 2019 | 327 | 137 |
| 2018 | 275 | 103 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 23 | 30 |
| 21ST Mortgage | 23 | 69 |
| United Wholesale Mortgage | 14 | 17 |
| Navy Federal Credit Union | 10 | 24 |
| Mortgage Research Center | 8 | 21 |
| Southeastern Bank | 6 | 9 |
| Evergreen Moneysource Mortgage Company | 5 | 10 |
| Presidential Bank, FSB | 5 | 7 |
| Guaranteed Rate, Inc. | 5 | 10 |
| Guild Mortgage Company | 4 | 5 |
| Pennymac Loan Services LLC | 4 | 10 |
| VyStar Credit Union | 3 | 14 |
| loanDepot.com LLC | 3 | 7 |
| EMM Loans LLC | 3 | 4 |
| Calcon Mutual Mortgage LLC | 3 | 3 |
| Towne Mortgage Company | 3 | 5 |
| Crosscountry Mortgage, LLC | 3 | 11 |
| CSL Financial, LLC | 2 | 2 |
| Planet Home Lending, LLC | 2 | 2 |
| Southwest Stage Funding LLC | 2 | 5 |
| Plaza Home Mortgage, Inc | 2 | 2 |
| Equity Prime Mortgage LLC | 2 | 5 |
| Fairway Independent Mort Corp | 2 | 3 |
| Lower, LLC | 2 | 4 |
| Amerisave Mortgage Company | 2 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 42 | no rate: base under 50 |
| White | 306 | 36.0% of 211 decided |
| Joint | under 10 | |
| Race Not Available | 52 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 333 | 34.2% of 228 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 65 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 157 | 30.9% of 97 decided |
| Female | 96 | 52.8% of 72 decided |
| Joint | 129 | 26.8% of 97 decided |
| Sex Not Available | 30 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1373 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved