Mortgage lending in Dougherty County, Georgia
Lenders in Dougherty County, Georgia reported 2,123 mortgage applications for 2025, according to the CFPB.
2,123 mortgage applications and 1,089 loans originated in 2025; the denial rate was 29.3% of 1,629 applications decided. The median loan was about $125,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Albany, GA MSA.
- 2,123
- Applications
- 1,089
- Loans originated
- 29.3%
- Denial rate
- 478 denied of 1,629 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,123 | 1,089 |
| 2024 | 1,930 | 1,038 |
| 2023 | 1,899 | 933 |
| 2022 | 2,343 | 1,201 |
| 2021 | 2,910 | 1,548 |
| 2020 | 2,460 | 1,350 |
| 2019 | 2,057 | 1,119 |
| 2018 | 1,852 | 984 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Georgia Community Bank | 98 | 98 |
| United Wholesale Mortgage | 79 | 106 |
| Flint Community Bank | 72 | 79 |
| Rocket Mortgage | 60 | 100 |
| Renasant Bank | 59 | 72 |
| Colony Bank | 48 | 65 |
| Ameris Bank | 43 | 70 |
| Pennymac Loan Services LLC | 41 | 65 |
| Mortgage Research Center | 39 | 80 |
| Navy Federal Credit Union | 33 | 103 |
| Synovus Bank | 31 | 63 |
| First State Bank of Blakely | 26 | 26 |
| loanDepot.com LLC | 17 | 34 |
| Nationstar Mortgage | 16 | 25 |
| Freedom Mortgage Corporation | 16 | 39 |
| Truist Bank | 15 | 46 |
| Georgia's Own Credit Union | 14 | 68 |
| New American Funding, LLC. | 13 | 57 |
| Newrez LLC | 13 | 32 |
| Peoplessouth Bank | 13 | 13 |
| Regions Bank | 13 | 42 |
| BPL Mortgage, LLC | 12 | 14 |
| Amerisave Mortgage Company | 11 | 43 |
| Bank of Dawson | 9 | 10 |
| Southeast Mortgage of Georgia, Inc. | 8 | 11 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 14 | no rate: base under 50 |
| Asian | 16 | no rate: base under 50 |
| Black or African American | 938 | 37.5% of 685 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 592 | 21.8% of 491 decided |
| 2 or more minority races | 12 | no rate: base under 50 |
| Joint | under 10 | |
| Race Not Available | 542 | 23.5% of 421 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 57 | no rate: base under 50 |
| Not Hispanic or Latino | 1,509 | 30.7% of 1,150 decided |
| Joint | withheld | |
| Ethnicity Not Available | 544 | 24.9% of 422 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 806 | 28.6% of 609 decided |
| Female | 622 | 36.9% of 477 decided |
| Joint | 330 | 24.5% of 245 decided |
| Sex Not Available | 365 | 22.8% of 298 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 2317 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved