Mortgage lending in Towns County, Georgia
Lenders in Towns County, Georgia reported 744 mortgage applications for 2025, according to the CFPB.
744 mortgage applications and 423 loans originated in 2025; the denial rate was 25.1% of 601 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Towns County, GA.
- 744
- Applications
- 423
- Loans originated
- 25.1%
- Denial rate
- 151 denied of 601 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 744 | 423 |
| 2024 | 595 | 332 |
| 2023 | 502 | 320 |
| 2022 | 743 | 446 |
| 2021 | 1,264 | 781 |
| 2020 | 1,206 | 740 |
| 2019 | 788 | 488 |
| 2018 | 659 | 404 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Community Bank | 78 | 116 |
| Rocket Mortgage | 43 | 66 |
| Southstate Bank, National Association | 26 | 34 |
| United Wholesale Mortgage | 17 | 23 |
| Vanderbilt Mortgage and Finance, Inc | 11 | 22 |
| Mortgage Research Center | 9 | 17 |
| First Community Mortgage, Inc. | 9 | 12 |
| Crosscountry Mortgage, LLC | 8 | 11 |
| loanDepot.com LLC | 7 | 9 |
| Mutual of Omaha Mortgage | 7 | 9 |
| Towne Mortgage Company | 7 | 9 |
| Pennymac Loan Services LLC | 7 | 17 |
| Pinnacle Bank | 5 | 11 |
| Movement Mortgage, LLC | 5 | 7 |
| Fairway Independent Mort Corp | 5 | 5 |
| Lower, LLC | 5 | 8 |
| New Day Financial, LLC. | 5 | 9 |
| Bank of America NA | 5 | 7 |
| A&d Mortgage LLC | 4 | 5 |
| Sierra Pacific Mortgage Co. Inc | 4 | 5 |
| Navy Federal Credit Union | 4 | 5 |
| SWBC Mortgage Corporation | 4 | 10 |
| Union Home Mortgage Corp. | 4 | 5 |
| Southeast Mortgage of Georgia, Inc. | 4 | 4 |
| Deephaven Mortgage LLC | 4 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 16 | no rate: base under 50 |
| Black or African American | under 10 | |
| White | 613 | 23.6% of 504 decided |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 94 | 30.3% of 66 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 12 | no rate: base under 50 |
| Not Hispanic or Latino | 615 | 24.3% of 507 decided |
| Joint | 12 | no rate: base under 50 |
| Ethnicity Not Available | 105 | 35.2% of 71 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 258 | 27.9% of 201 decided |
| Female | 147 | 26.5% of 121 decided |
| Joint | 276 | 21.1% of 237 decided |
| Sex Not Available | 63 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 602 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved