Mortgage lending in Fulton County, Georgia
Lenders in Fulton County, Georgia reported 43,510 mortgage applications for 2025, according to the CFPB.
43,510 mortgage applications and 22,618 loans originated in 2025; the denial rate was 26.3% of 32,578 applications decided. The median loan was about $305,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area.
- 43,510
- Applications
- 22,618
- Loans originated
- 26.3%
- Denial rate
- 8,560 denied of 32,578 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 43,510 | 22,618 |
| 2024 | 41,329 | 21,536 |
| 2023 | 40,030 | 20,681 |
| 2022 | 55,637 | 30,438 |
| 2021 | 91,459 | 56,017 |
| 2020 | 90,777 | 54,810 |
| 2019 | 60,828 | 35,083 |
| 2018 | 51,650 | 28,878 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 1,524 | 2,352 |
| United Wholesale Mortgage | 1,521 | 2,248 |
| Ameris Bank | 895 | 1,299 |
| Truist Bank | 786 | 1,578 |
| Bank of America NA | 621 | 1,439 |
| Delta Community Credit Union | 487 | 944 |
| Navy Federal Credit Union | 444 | 1,192 |
| Pennymac Loan Services LLC | 444 | 853 |
| JPMorgan Chase Bank, NA | 408 | 691 |
| BoxCar Mortgage, LLC | 362 | 446 |
| loanDepot.com LLC | 360 | 652 |
| Crosscountry Mortgage, LLC | 340 | 547 |
| Everett Financial, Inc. | 305 | 527 |
| Fairway Independent Mort Corp | 296 | 461 |
| New American Funding, LLC. | 292 | 805 |
| Regions Bank | 263 | 563 |
| Kiavi Funding, Inc. | 259 | 466 |
| Renasant Bank | 256 | 392 |
| Freedom Mortgage Corporation | 250 | 632 |
| Guild Mortgage Company | 245 | 383 |
| BankSouth Mortgage Company LLC | 245 | 313 |
| Southstate Bank, National Association | 236 | 339 |
| Movement Mortgage, LLC | 229 | 353 |
| Synovus Bank | 221 | 375 |
| Georgia's Own Credit Union | 200 | 572 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 88 | 37.1% of 70 decided |
| Asian | 3,190 | 19.3% of 2,430 decided |
| Black or African American | 13,636 | 33.5% of 10,111 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 15,114 | 18.5% of 11,839 decided |
| 2 or more minority races | 191 | 36.9% of 141 decided |
| Joint | 539 | 17.1% of 420 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 10,720 | 31.2% of 7,542 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 2,002 | 26.1% of 1,518 decided |
| Not Hispanic or Latino | 30,602 | 24.8% of 23,348 decided |
| Joint | 614 | 21.3% of 475 decided |
| Ethnicity Not Available | 10,282 | 31.3% of 7,231 decided |
| Free Form Text Only | 10 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 16,408 | 27.4% of 12,342 decided |
| Female | 12,423 | 28.8% of 9,321 decided |
| Joint | 8,521 | 17.2% of 6,680 decided |
| Sex Not Available | 6,158 | 32.0% of 4,235 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 260 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved