Mortgage lending in Barrow County, Georgia
Lenders in Barrow County, Georgia reported 5,123 mortgage applications for 2025, according to the CFPB.
5,123 mortgage applications and 2,992 loans originated in 2025; the denial rate was 21.7% of 3,982 applications decided. The median loan was about $295,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area.
- 5,123
- Applications
- 2,992
- Loans originated
- 21.7%
- Denial rate
- 864 denied of 3,982 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,123 | 2,992 |
| 2024 | 4,825 | 2,774 |
| 2023 | 4,456 | 2,559 |
| 2022 | 5,898 | 3,445 |
| 2021 | 7,929 | 5,060 |
| 2020 | 7,374 | 4,706 |
| 2019 | 5,454 | 3,294 |
| 2018 | 4,881 | 2,906 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 269 | 364 |
| United Wholesale Mortgage | 218 | 291 |
| Trailblazer Mortgage L.L.C. | 160 | 272 |
| DHI Mortgage Company, LTD. | 106 | 141 |
| Crosscountry Mortgage, LLC | 90 | 128 |
| Ameris Bank | 67 | 85 |
| Regions Bank | 64 | 123 |
| Fairway Independent Mort Corp | 62 | 89 |
| Vanderbilt Mortgage and Finance, Inc | 61 | 103 |
| American Pacific Mortgage Corporation | 61 | 90 |
| Pennymac Loan Services LLC | 61 | 122 |
| Lennar Mortgage, LLC | 59 | 74 |
| loanDepot.com LLC | 51 | 66 |
| Freedom Mortgage Corporation | 49 | 130 |
| BankSouth Mortgage Company LLC | 41 | 48 |
| Truist Bank | 41 | 97 |
| Nationstar Mortgage | 40 | 56 |
| Navy Federal Credit Union | 38 | 89 |
| Everett Financial, Inc. | 38 | 56 |
| Mortgage Research Center | 33 | 73 |
| New American Funding, LLC. | 33 | 86 |
| Union Home Mortgage Corp. | 33 | 44 |
| Canopy Mortgage, LLC | 31 | 40 |
| Acrisure Mortgage, LLC | 29 | 41 |
| Newrez LLC | 28 | 94 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 29 | no rate: base under 50 |
| Asian | 243 | 17.9% of 201 decided |
| Black or African American | 658 | 25.5% of 486 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,090 | 19.7% of 2,452 decided |
| 2 or more minority races | 15 | no rate: base under 50 |
| Joint | 80 | 21.3% of 61 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,001 | 26.9% of 745 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 846 | 20.0% of 645 decided |
| Not Hispanic or Latino | 3,304 | 20.5% of 2,605 decided |
| Joint | withheld | |
| Ethnicity Not Available | 861 | 29.1% of 640 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,955 | 21.9% of 1,485 decided |
| Female | 1,185 | 24.1% of 936 decided |
| Joint | 1,561 | 17.0% of 1,259 decided |
| Sex Not Available | 422 | 32.5% of 302 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 303 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved