Mortgage lending in Monroe County, Georgia
Lenders in Monroe County, Georgia reported 1,336 mortgage applications for 2025, according to the CFPB.
1,336 mortgage applications and 765 loans originated in 2025; the denial rate was 22.7% of 1,042 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Monroe County, GA HUD Metro FMR Area.
- 1,336
- Applications
- 765
- Loans originated
- 22.7%
- Denial rate
- 237 denied of 1,042 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,336 | 765 |
| 2024 | 1,190 | 720 |
| 2023 | 1,184 | 651 |
| 2022 | 1,588 | 928 |
| 2021 | 1,905 | 1,202 |
| 2020 | 1,802 | 1,141 |
| 2019 | 1,245 | 752 |
| 2018 | 1,140 | 689 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Robins Financial Credit Union | 63 | 104 |
| Rocket Mortgage | 61 | 87 |
| United Bank | 58 | 86 |
| United Wholesale Mortgage | 44 | 67 |
| EMM Loans LLC | 27 | 27 |
| Truist Bank | 22 | 36 |
| Canopy Mortgage, LLC | 21 | 31 |
| Navy Federal Credit Union | 19 | 26 |
| Guild Mortgage Company | 18 | 22 |
| Freedom Mortgage Corporation | 18 | 33 |
| Renasant Bank | 16 | 21 |
| New American Funding, LLC. | 13 | 27 |
| Cadence Bank | 13 | 17 |
| Pennymac Loan Services LLC | 13 | 24 |
| loanDepot.com LLC | 11 | 17 |
| Mortgage Research Center | 11 | 30 |
| Bank of Dudley | 10 | 11 |
| Ameris Bank | 10 | 13 |
| Planet Home Lending, LLC | 9 | 11 |
| Fairway Independent Mort Corp | 9 | 14 |
| Kind Lending, LLC | 9 | 12 |
| 21ST Mortgage | 9 | 39 |
| Delta Community Credit Union | 9 | 10 |
| A&d Mortgage LLC | 8 | 10 |
| Colony Bank | 8 | 9 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | 25 | no rate: base under 50 |
| Black or African American | 159 | 37.4% of 123 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 895 | 18.5% of 709 decided |
| 2 or more minority races | under 10 | |
| Joint | 16 | no rate: base under 50 |
| Race Not Available | 227 | 31.8% of 170 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 32 | no rate: base under 50 |
| Not Hispanic or Latino | 1,038 | 20.3% of 812 decided |
| Joint | 18 | no rate: base under 50 |
| Ethnicity Not Available | 248 | 32.5% of 191 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 439 | 23.2% of 337 decided |
| Female | 251 | 26.0% of 200 decided |
| Joint | 481 | 15.9% of 377 decided |
| Sex Not Available | 165 | 36.7% of 128 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 530 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved