Mortgage lending in Thomas County, Georgia
Lenders in Thomas County, Georgia reported 1,428 mortgage applications for 2025, according to the CFPB.
1,428 mortgage applications and 794 loans originated in 2025; the denial rate was 28.5% of 1,171 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Thomas County, GA.
- 1,428
- Applications
- 794
- Loans originated
- 28.5%
- Denial rate
- 334 denied of 1,171 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,428 | 794 |
| 2024 | 1,393 | 736 |
| 2023 | 1,333 | 648 |
| 2022 | 1,668 | 922 |
| 2021 | 2,353 | 1,427 |
| 2020 | 2,100 | 1,222 |
| 2019 | 1,485 | 894 |
| 2018 | 1,418 | 902 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Thomasville National Bank | 153 | 160 |
| Rocket Mortgage | 58 | 85 |
| First Reliance Bank | 49 | 59 |
| First Commerce Credit Union | 36 | 51 |
| Newrez LLC | 29 | 34 |
| Towne Mortgage Company | 26 | 31 |
| Synovus Bank | 23 | 38 |
| United Wholesale Mortgage | 22 | 31 |
| Renasant Bank | 18 | 24 |
| Pennymac Loan Services LLC | 18 | 34 |
| loanDepot.com LLC | 17 | 25 |
| Nationstar Mortgage | 17 | 22 |
| Ameris Bank | 17 | 32 |
| Freedom Mortgage Corporation | 13 | 26 |
| Colony Bank | 11 | 16 |
| Mortgage Research Center | 11 | 25 |
| Flagstar Bank NA | 11 | 13 |
| 21ST Mortgage | 10 | 138 |
| Navy Federal Credit Union | 9 | 18 |
| Truist Bank | 9 | 22 |
| Triad Financial Services, Inc. | 7 | 36 |
| Acopia, LLC | 6 | 7 |
| Spring Eq, LLC | 6 | 11 |
| First Federal Bank | 6 | 7 |
| CV3 Financial Services, LLC | 5 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 14 | no rate: base under 50 |
| Black or African American | 307 | 53.2% of 248 decided |
| White | 852 | 20.1% of 697 decided |
| 2 or more minority races | under 10 | |
| Joint | 17 | no rate: base under 50 |
| Race Not Available | 229 | 27.7% of 195 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 33 | no rate: base under 50 |
| Not Hispanic or Latino | 1,115 | 27.8% of 908 decided |
| Joint | 20 | no rate: base under 50 |
| Ethnicity Not Available | 260 | 33.9% of 218 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 416 | 31.9% of 326 decided |
| Female | 396 | 37.2% of 325 decided |
| Joint | 442 | 18.8% of 368 decided |
| Sex Not Available | 174 | 26.3% of 152 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 987 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved