Mortgage lending in Carroll County, Georgia
Lenders in Carroll County, Georgia reported 5,359 mortgage applications for 2025, according to the CFPB.
5,359 mortgage applications and 3,017 loans originated in 2025; the denial rate was 23.2% of 4,179 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area.
- 5,359
- Applications
- 3,017
- Loans originated
- 23.2%
- Denial rate
- 969 denied of 4,179 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,359 | 3,017 |
| 2024 | 4,846 | 2,704 |
| 2023 | 4,567 | 2,436 |
| 2022 | 6,083 | 3,368 |
| 2021 | 8,466 | 5,231 |
| 2020 | 7,410 | 4,583 |
| 2019 | 5,347 | 3,158 |
| 2018 | 4,566 | 2,656 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 261 | 372 |
| United Wholesale Mortgage | 173 | 231 |
| Canopy Mortgage, LLC | 104 | 144 |
| Guild Mortgage Company | 96 | 136 |
| Magnolia Bank | 92 | 109 |
| Truist Bank | 82 | 157 |
| United Community Bank | 79 | 125 |
| loanDepot.com LLC | 69 | 89 |
| Pennymac Loan Services LLC | 68 | 144 |
| Bank Ozk | 67 | 119 |
| Movement Mortgage, LLC | 58 | 86 |
| Crosscountry Mortgage, LLC | 53 | 89 |
| Synovus Bank | 52 | 82 |
| Vanderbilt Mortgage and Finance, Inc | 47 | 216 |
| Mortgage Research Center | 46 | 107 |
| Goldwater Bank, N.A. | 44 | 46 |
| BankSouth Mortgage Company LLC | 44 | 53 |
| Freedom Mortgage Corporation | 43 | 112 |
| Trailblazer Mortgage L.L.C. | 43 | 86 |
| Regions Bank | 43 | 115 |
| Ameris Bank | 42 | 49 |
| New American Funding, LLC. | 39 | 102 |
| Nationstar Mortgage | 38 | 49 |
| Das Acquisition Company, LLC | 38 | 43 |
| Figure Lending LLC | 37 | 67 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 22 | no rate: base under 50 |
| Asian | 70 | 25.0% of 52 decided |
| Black or African American | 817 | 29.7% of 616 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,457 | 21.1% of 2,776 decided |
| 2 or more minority races | 20 | no rate: base under 50 |
| Joint | 81 | 21.1% of 57 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 884 | 25.3% of 641 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 302 | 27.0% of 237 decided |
| Not Hispanic or Latino | 4,148 | 22.3% of 3,274 decided |
| Joint | withheld | |
| Ethnicity Not Available | 839 | 26.5% of 608 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,064 | 23.9% of 1,605 decided |
| Female | 1,326 | 24.5% of 1,034 decided |
| Joint | 1,540 | 19.9% of 1,230 decided |
| Sex Not Available | 429 | 28.1% of 310 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 668 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved