Mortgage lending in Brooks County, Georgia
Lenders in Brooks County, Georgia reported 417 mortgage applications for 2025, according to the CFPB.
417 mortgage applications and 209 loans originated in 2025; the denial rate was 32.4% of 339 applications decided. The median loan was about $145,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Valdosta, GA MSA.
- 417
- Applications
- 209
- Loans originated
- 32.4%
- Denial rate
- 110 denied of 339 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 417 | 209 |
| 2024 | 464 | 215 |
| 2023 | 392 | 193 |
| 2022 | 480 | 229 |
| 2021 | 596 | 298 |
| 2020 | 534 | 292 |
| 2019 | 518 | 265 |
| 2018 | 440 | 247 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| The Citizens National Bank of Quitman | 21 | 24 |
| Ameris Bank | 15 | 21 |
| Rocket Mortgage | 14 | 21 |
| United Wholesale Mortgage | 11 | 13 |
| Citizens Community Bank | 8 | 10 |
| Colony Bank | 8 | 8 |
| 21ST Mortgage | 8 | 51 |
| First Federal S&L Association | 7 | 7 |
| BankSouth Mortgage Company LLC | 7 | 8 |
| Fairway Independent Mort Corp | 6 | 8 |
| Thomasville National Bank | 6 | 6 |
| Farmers and Merchants Bank | 5 | 5 |
| First Commerce Credit Union | 5 | 8 |
| Commercial Banking Company | 4 | 7 |
| Mortgage Research Center | 4 | 7 |
| Pennymac Loan Services LLC | 4 | 12 |
| Figure Lending LLC | 3 | 5 |
| Nationstar Mortgage | 3 | 3 |
| Freedom Mortgage Corporation | 3 | 4 |
| Bank Ozk | 3 | 3 |
| Crosscountry Mortgage, LLC | 3 | 4 |
| JPMorgan Chase Bank, NA | 3 | 3 |
| Southeastern Credit Union | 2 | 2 |
| Sofi Bank, National Association | 2 | 3 |
| loanDepot.com LLC | 2 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Black or African American | 98 | 52.4% of 84 decided |
| White | 253 | 24.0% of 200 decided |
| Joint | under 10 | |
| Race Not Available | 55 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 13 | no rate: base under 50 |
| Not Hispanic or Latino | 327 | 30.8% of 273 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 67 | 40.4% of 52 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 150 | 28.2% of 117 decided |
| Female | 112 | 44.8% of 96 decided |
| Joint | 118 | 31.3% of 96 decided |
| Sex Not Available | 37 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1926 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved