Mortgage lending in Floyd County, Georgia
Lenders in Floyd County, Georgia reported 3,672 mortgage applications for 2025, according to the CFPB.
3,672 mortgage applications and 1,996 loans originated in 2025; the denial rate was 24.5% of 2,781 applications decided. The median loan was about $195,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Rome, GA MSA.
- 3,672
- Applications
- 1,996
- Loans originated
- 24.5%
- Denial rate
- 680 denied of 2,781 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,672 | 1,996 |
| 2024 | 3,359 | 1,848 |
| 2023 | 3,115 | 1,713 |
| 2022 | 3,758 | 2,103 |
| 2021 | 5,203 | 3,169 |
| 2020 | 4,102 | 2,465 |
| 2019 | 3,372 | 2,023 |
| 2018 | 3,023 | 1,797 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 196 | 283 |
| United Community Bank | 160 | 228 |
| United Wholesale Mortgage | 102 | 153 |
| DHI Mortgage Company, LTD. | 69 | 89 |
| Regions Bank | 60 | 127 |
| Union Home Mortgage Corp. | 59 | 74 |
| Fairway Independent Mort Corp | 57 | 82 |
| American Pacific Mortgage Corporation | 49 | 68 |
| Truist Bank | 48 | 99 |
| Everett Financial, Inc. | 45 | 60 |
| Kiavi Funding, Inc. | 41 | 54 |
| Pennymac Loan Services LLC | 35 | 75 |
| LGE Community Credit Union | 33 | 41 |
| loanDepot.com LLC | 32 | 45 |
| Crosscountry Mortgage, LLC | 30 | 50 |
| Newrez LLC | 28 | 56 |
| Nationstar Mortgage | 26 | 33 |
| River City Bank | 23 | 29 |
| Movement Mortgage, LLC | 22 | 32 |
| New American Funding, LLC. | 22 | 45 |
| Freedom Mortgage Corporation | 22 | 55 |
| Synovus Bank | 22 | 41 |
| Direct Lenders, LLC. | 21 | 26 |
| SWBC Mortgage Corporation | 21 | 41 |
| Luminate Bank | 20 | 31 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 14 | no rate: base under 50 |
| Asian | 95 | 17.1% of 76 decided |
| Black or African American | 260 | 37.1% of 186 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,521 | 23.8% of 1,929 decided |
| 2 or more minority races | under 10 | |
| Joint | 49 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 722 | 23.7% of 541 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 326 | 34.7% of 262 decided |
| Not Hispanic or Latino | 2,549 | 22.9% of 1,930 decided |
| Joint | 62 | no rate: base under 50 |
| Ethnicity Not Available | 735 | 25.3% of 545 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,326 | 24.8% of 1,004 decided |
| Female | 921 | 30.1% of 671 decided |
| Joint | 1,019 | 19.9% of 789 decided |
| Sex Not Available | 406 | 22.7% of 317 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1117 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved