Mortgage lending in Jackson County, Georgia
Lenders in Jackson County, Georgia reported 5,245 mortgage applications for 2025, according to the CFPB.
5,245 mortgage applications and 3,118 loans originated in 2025; the denial rate was 19.2% of 4,046 applications decided. The median loan was about $325,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Jackson County, GA.
- 5,245
- Applications
- 3,118
- Loans originated
- 19.2%
- Denial rate
- 776 denied of 4,046 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,245 | 3,118 |
| 2024 | 5,119 | 3,148 |
| 2023 | 4,994 | 3,004 |
| 2022 | 5,800 | 3,480 |
| 2021 | 8,447 | 5,466 |
| 2020 | 7,771 | 5,081 |
| 2019 | 5,334 | 3,258 |
| 2018 | 4,125 | 2,532 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Wholesale Mortgage | 241 | 323 |
| Rocket Mortgage | 220 | 292 |
| Victory Mortgage, LLC | 104 | 128 |
| Fairway Independent Mort Corp | 102 | 143 |
| Pennymac Loan Services LLC | 85 | 158 |
| loanDepot.com LLC | 81 | 163 |
| Regions Bank | 77 | 156 |
| Ameris Bank | 77 | 104 |
| Crosscountry Mortgage, LLC | 71 | 106 |
| Vanderbilt Mortgage and Finance, Inc | 59 | 104 |
| United Community Bank | 55 | 94 |
| New American Funding, LLC. | 50 | 114 |
| DHI Mortgage Company, LTD. | 49 | 64 |
| Everett Financial, Inc. | 47 | 58 |
| Newrez LLC | 46 | 119 |
| Truist Bank | 45 | 80 |
| Freedom Mortgage Corporation | 44 | 102 |
| Lennar Mortgage, LLC | 41 | 47 |
| Guild Mortgage Company | 40 | 52 |
| Navy Federal Credit Union | 37 | 97 |
| Acopia, LLC | 34 | 48 |
| Homeowners Financial Group, LLC | 34 | 48 |
| Mortgage Research Center | 33 | 80 |
| Capital City Home Loans, LLC | 32 | 39 |
| American Pacific Mortgage Corporation | 32 | 43 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 254 | 12.8% of 196 decided |
| Black or African American | 343 | 32.9% of 240 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 3,602 | 18.1% of 2,858 decided |
| 2 or more minority races | 15 | no rate: base under 50 |
| Joint | 103 | 17.3% of 81 decided |
| Race Not Available | 905 | 19.3% of 643 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 624 | 20.2% of 481 decided |
| Not Hispanic or Latino | 3,691 | 18.9% of 2,886 decided |
| Joint | 109 | 16.1% of 93 decided |
| Ethnicity Not Available | 821 | 20.5% of 586 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,843 | 19.4% of 1,402 decided |
| Female | 1,018 | 24.1% of 794 decided |
| Joint | 1,951 | 15.6% of 1,549 decided |
| Sex Not Available | 433 | 23.6% of 301 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 208 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved