Mortgage lending in Wheeler County, Georgia

Lenders in Wheeler County, Georgia reported 82 mortgage applications for 2025, according to the CFPB.

82 mortgage applications and 38 loans originated in 2025; the denial rate was 35.4% of 65 applications decided. From 2025, the CFPB’s Snapshot release.

HUD’s Fair Market Rent for the county, on the housing hub: Wheeler County, GA.

82
Applications: 38
Loans originated: 35.4%
Denial rate: 23 denied of 65 applications decided.

Every year

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Mortgage applications and loans originated in Wheeler County, Georgia, by year
Year	Applications	Originated	Denied
2025	82	38	23
2024	88	36	34
2023	61	22	16
2022	98	35	34
2021	95	40	26
2020	84	26	31
2019	55	20	22
2018	60	25	29

The largest lenders here

Lenders in Wheeler County, Georgia by loans originated, 2025
Lender	Originated	Applications
Rocket Mortgage	5	8
Planet Home Lending, LLC	3	3
New American Funding, LLC.	3	4
21ST Mortgage	3	12
Robins Financial Credit Union	2	5
Citadel Servicing Corporation	1	1
Great Oaks Bank	1	2
Geneva Financial LLC	1	1
Southwest Stage Funding LLC	1	1
Georgia's Own Credit Union	1	1
American Financial Resources LLC	1	1
Renasant Bank	1	1
Zillow Home Loans, LLC	1	1
First Colony Mortgage Corporat	1	1
Member First Mortgage, LLC	1	1
The Federal Savings Bank	1	1
Triad Financial Services, Inc.	1	4
United Wholesale Mortgage	1	2
Atlanta Postal Credit Union	1	1
Equity Prime Mortgage LLC	1	1
GMFS, LLC	1	2
Fairway Independent Mort Corp	1	1
Calcon Mutual Mortgage LLC	1	2
Mid-Continent Funding, Inc.	1	1
Firstbank	1	4

Applications by race, ethnicity and sex, 2025

By race, Wheeler County, Georgia: applications and denial rate
Category	Applications	Denial rate
Black or African American	18	no rate: base under 50
White	50	no rate: base under 50
Race Not Available	14	no rate: base under 50

By ethnicity, Wheeler County, Georgia: applications and denial rate
Category	Applications	Denial rate
Hispanic or Latino	under 10
Not Hispanic or Latino	64	32.0% of 50 decided
Joint	under 10
Ethnicity Not Available	15	no rate: base under 50

By sex, Wheeler County, Georgia: applications and denial rate
Category	Applications	Denial rate
Male	21	no rate: base under 50
Female	16	no rate: base under 50
Joint	33	no rate: base under 50
Sex Not Available	12	no rate: base under 50

A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.

Sources

HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026

Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built

Data retrieved October 22, 2026