Mortgage lending in DeKalb County, Georgia
Lenders in DeKalb County, Georgia reported 28,264 mortgage applications for 2025, according to the CFPB.
28,264 mortgage applications and 14,507 loans originated in 2025; the denial rate was 27.3% of 21,165 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area.
- 28,264
- Applications
- 14,507
- Loans originated
- 27.3%
- Denial rate
- 5,784 denied of 21,165 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 28,264 | 14,507 |
| 2024 | 26,651 | 13,669 |
| 2023 | 26,019 | 12,947 |
| 2022 | 34,737 | 18,567 |
| 2021 | 55,377 | 33,241 |
| 2020 | 53,205 | 32,072 |
| 2019 | 37,388 | 20,789 |
| 2018 | 32,778 | 17,735 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 1,167 | 1,711 |
| United Wholesale Mortgage | 958 | 1,442 |
| Ameris Bank | 595 | 837 |
| Truist Bank | 433 | 957 |
| BoxCar Mortgage, LLC | 363 | 444 |
| Bank of America NA | 325 | 839 |
| Navy Federal Credit Union | 304 | 825 |
| JPMorgan Chase Bank, NA | 267 | 440 |
| Georgia United Credit Union | 258 | 521 |
| Pennymac Loan Services LLC | 247 | 535 |
| Delta Community Credit Union | 240 | 486 |
| Fairway Independent Mort Corp | 217 | 308 |
| Everett Financial, Inc. | 214 | 374 |
| Crosscountry Mortgage, LLC | 176 | 324 |
| New American Funding, LLC. | 171 | 516 |
| Freedom Mortgage Corporation | 169 | 427 |
| loanDepot.com LLC | 168 | 361 |
| Kiavi Funding, Inc. | 159 | 265 |
| Newrez LLC | 157 | 616 |
| Nationstar Mortgage | 152 | 235 |
| Acu | 140 | 194 |
| Wells Fargo Bank NA | 136 | 301 |
| Southstate Bank, National Association | 135 | 191 |
| Shelter Home Mortgage, LLC | 122 | 194 |
| BankSouth Mortgage Company LLC | 122 | 155 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 75 | 49.1% of 53 decided |
| Asian | 1,518 | 19.7% of 1,142 decided |
| Black or African American | 10,408 | 35.7% of 7,716 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 8,895 | 17.0% of 7,005 decided |
| 2 or more minority races | 175 | 30.2% of 126 decided |
| Joint | 421 | 13.8% of 334 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 6,715 | 31.2% of 4,750 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 1,657 | 23.6% of 1,232 decided |
| Not Hispanic or Latino | 19,792 | 26.4% of 15,064 decided |
| Joint | 418 | 19.6% of 312 decided |
| Ethnicity Not Available | 6,384 | 32.1% of 4,551 decided |
| Free Form Text Only | 13 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 9,400 | 28.9% of 6,965 decided |
| Female | 9,276 | 30.5% of 7,027 decided |
| Joint | 5,799 | 17.6% of 4,502 decided |
| Sex Not Available | 3,789 | 31.3% of 2,671 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 528 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved