Mortgage lending in Cherokee County, Georgia
Lenders in Cherokee County, Georgia reported 14,053 mortgage applications for 2025, according to the CFPB.
14,053 mortgage applications and 8,489 loans originated in 2025; the denial rate was 19.4% of 11,142 applications decided. The median loan was about $315,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area.
- 14,053
- Applications
- 8,489
- Loans originated
- 19.4%
- Denial rate
- 2,167 denied of 11,142 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 14,053 | 8,489 |
| 2024 | 13,767 | 8,355 |
| 2023 | 12,982 | 7,578 |
| 2022 | 18,206 | 10,961 |
| 2021 | 29,371 | 19,382 |
| 2020 | 29,830 | 19,817 |
| 2019 | 19,441 | 12,385 |
| 2018 | 16,110 | 9,783 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 762 | 953 |
| United Wholesale Mortgage | 694 | 887 |
| Credit Union of Georgia | 362 | 538 |
| Ameris Bank | 221 | 301 |
| Truist Bank | 198 | 366 |
| Pennymac Loan Services LLC | 191 | 344 |
| Navy Federal Credit Union | 164 | 310 |
| Bank of America NA | 155 | 344 |
| Regions Bank | 148 | 273 |
| Crosscountry Mortgage, LLC | 147 | 230 |
| LGE Community Credit Union | 127 | 183 |
| Fairway Independent Mort Corp | 127 | 185 |
| Toll Brothers Mortgage Company | 118 | 191 |
| Freedom Mortgage Corporation | 117 | 266 |
| United Community Bank | 117 | 167 |
| loanDepot.com LLC | 112 | 172 |
| Everett Financial, Inc. | 110 | 171 |
| Delta Community Credit Union | 110 | 220 |
| Movement Mortgage, LLC | 107 | 139 |
| Nationstar Mortgage | 100 | 141 |
| Homeowners Financial Group, LLC | 93 | 126 |
| Spring Eq, LLC | 91 | 249 |
| Kind Lending, LLC | 90 | 117 |
| Wells Fargo Bank NA | 88 | 137 |
| Lennar Mortgage, LLC | 86 | 104 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 54 | no rate: base under 50 |
| Asian | 971 | 15.5% of 749 decided |
| Black or African American | 639 | 28.9% of 499 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 9,643 | 17.6% of 7,825 decided |
| 2 or more minority races | 23 | no rate: base under 50 |
| Joint | 238 | 20.2% of 193 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,464 | 25.9% of 1,808 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 955 | 29.9% of 736 decided |
| Not Hispanic or Latino | 10,339 | 17.4% of 8,345 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,449 | 24.7% of 1,824 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 5,057 | 20.6% of 3,987 decided |
| Female | 2,816 | 24.0% of 2,248 decided |
| Joint | 4,870 | 14.3% of 3,964 decided |
| Sex Not Available | 1,310 | 25.3% of 943 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 225 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved