Mortgage lending in Sumter County, Georgia
Lenders in Sumter County, Georgia reported 558 mortgage applications for 2025, according to the CFPB.
558 mortgage applications and 278 loans originated in 2025; the denial rate was 31.7% of 435 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Sumter County, GA.
- 558
- Applications
- 278
- Loans originated
- 31.7%
- Denial rate
- 138 denied of 435 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 558 | 278 |
| 2024 | 573 | 288 |
| 2023 | 516 | 277 |
| 2022 | 698 | 344 |
| 2021 | 854 | 499 |
| 2020 | 707 | 372 |
| 2019 | 472 | 244 |
| 2018 | 494 | 261 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 44 | 64 |
| First State Bank | 39 | 41 |
| Capital City Home Loans, LLC | 30 | 38 |
| Synovus Bank | 13 | 19 |
| Mortgage Research Center | 11 | 19 |
| Peoplessouth Bank | 9 | 9 |
| United Wholesale Mortgage | 8 | 16 |
| Ameris Bank | 8 | 11 |
| First State Bank of Blakely | 6 | 6 |
| JPMorgan Chase Bank, NA | 5 | 6 |
| Navy Federal Credit Union | 4 | 13 |
| Colony Bank | 3 | 5 |
| Zillow Home Loans, LLC | 3 | 3 |
| The Peoples Bank of Georgia | 3 | 7 |
| Robins Financial Credit Union | 3 | 4 |
| New American Funding, LLC. | 3 | 9 |
| Fairway Independent Mort Corp | 3 | 3 |
| Wells Fargo Bank NA | 3 | 5 |
| Figure Lending LLC | 2 | 9 |
| Vanderbilt Mortgage and Finance, Inc | 2 | 22 |
| Planet Home Lending, LLC | 2 | 5 |
| JMAC Lending, Inc. | 2 | 2 |
| loanDepot.com LLC | 2 | 7 |
| Guild Mortgage Company | 2 | 3 |
| CMG Mortgage Inc | 2 | 2 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 161 | 45.1% of 111 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 283 | 23.7% of 228 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 101 | 34.5% of 84 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 420 | 29.1% of 326 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 116 | 37.8% of 90 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 202 | 24.5% of 147 decided |
| Female | 158 | 47.1% of 123 decided |
| Joint | 131 | 25.2% of 111 decided |
| Sex Not Available | 67 | 29.6% of 54 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1719 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved