Mortgage lending in Paulding County, Georgia
Lenders in Paulding County, Georgia reported 9,458 mortgage applications for 2025, according to the CFPB.
9,458 mortgage applications and 5,391 loans originated in 2025; the denial rate was 22.4% of 7,381 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area.
- 9,458
- Applications
- 5,391
- Loans originated
- 22.4%
- Denial rate
- 1,657 denied of 7,381 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 9,458 | 5,391 |
| 2024 | 9,278 | 5,441 |
| 2023 | 9,198 | 5,110 |
| 2022 | 12,053 | 6,842 |
| 2021 | 17,739 | 11,277 |
| 2020 | 16,484 | 10,414 |
| 2019 | 12,190 | 7,284 |
| 2018 | 10,588 | 6,221 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 573 | 759 |
| United Wholesale Mortgage | 376 | 498 |
| DHI Mortgage Company, LTD. | 224 | 319 |
| loanDepot.com LLC | 143 | 239 |
| Pennymac Loan Services LLC | 129 | 262 |
| Freedom Mortgage Corporation | 127 | 289 |
| Crosscountry Mortgage, LLC | 104 | 165 |
| Ameris Bank | 101 | 134 |
| Navy Federal Credit Union | 96 | 236 |
| LGE Community Credit Union | 87 | 133 |
| Movement Mortgage, LLC | 87 | 111 |
| Truist Bank | 87 | 191 |
| Regions Bank | 85 | 198 |
| Nationstar Mortgage | 81 | 111 |
| Everett Financial, Inc. | 78 | 119 |
| Mortgage Research Center | 75 | 158 |
| American Pacific Mortgage Corporation | 75 | 102 |
| United Community Bank | 69 | 106 |
| Victory Mortgage, LLC | 66 | 78 |
| Bank of America NA | 65 | 182 |
| Fairway Independent Mort Corp | 62 | 93 |
| Credit Union of Georgia | 61 | 97 |
| Family Savings Credit Union | 58 | 82 |
| Guild Mortgage Company | 57 | 84 |
| Kind Lending, LLC | 57 | 74 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 34 | no rate: base under 50 |
| Asian | 215 | 16.6% of 157 decided |
| Black or African American | 2,108 | 30.0% of 1,630 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 5,077 | 17.9% of 4,055 decided |
| 2 or more minority races | 34 | no rate: base under 50 |
| Joint | 156 | 24.8% of 129 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,815 | 27.0% of 1,343 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 776 | 22.3% of 588 decided |
| Not Hispanic or Latino | 6,804 | 21.6% of 5,376 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,695 | 26.5% of 1,261 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 3,560 | 22.4% of 2,761 decided |
| Female | 2,358 | 25.2% of 1,835 decided |
| Joint | 2,684 | 18.2% of 2,153 decided |
| Sex Not Available | 856 | 29.4% of 632 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 409 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved