Mortgage lending in Catoosa County, Georgia
Lenders in Catoosa County, Georgia reported 3,252 mortgage applications for 2025, according to the CFPB.
3,252 mortgage applications and 1,822 loans originated in 2025; the denial rate was 23.2% of 2,534 applications decided. The median loan was about $205,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Chattanooga, TN-GA MSA.
- 3,252
- Applications
- 1,822
- Loans originated
- 23.2%
- Denial rate
- 588 denied of 2,534 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,252 | 1,822 |
| 2024 | 2,997 | 1,651 |
| 2023 | 2,708 | 1,484 |
| 2022 | 3,605 | 2,095 |
| 2021 | 5,161 | 3,159 |
| 2020 | 4,455 | 2,773 |
| 2019 | 3,273 | 1,931 |
| 2018 | 2,802 | 1,628 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 158 | 221 |
| Tennessee Valley Federal C U | 146 | 259 |
| Movement Mortgage, LLC | 85 | 121 |
| Firstbank | 71 | 89 |
| United Wholesale Mortgage | 70 | 98 |
| Union Home Mortgage Corp. | 69 | 94 |
| Regions Bank | 68 | 152 |
| CMG Mortgage Inc | 63 | 90 |
| Summit Funding.inc | 62 | 96 |
| Builtwell Bank | 53 | 71 |
| Leaderone Financial Corp. | 46 | 72 |
| Pennymac Loan Services LLC | 45 | 75 |
| loanDepot.com LLC | 33 | 63 |
| Mortgage Research Center | 33 | 66 |
| Truist Bank | 32 | 62 |
| Ark-LA-Tex Financial Services LLC | 26 | 29 |
| Freedom Mortgage Corporation | 24 | 70 |
| New American Funding, LLC. | 22 | 61 |
| Cadence Bank | 22 | 37 |
| Highlands Residential Mortgage, Ltd. | 19 | 31 |
| Alameda Mortgage Corporation | 18 | 27 |
| Pinnacle Bank | 18 | 26 |
| Nationstar Mortgage | 18 | 22 |
| Mortgage Investors Group | 18 | 26 |
| TJC Mortgage Inc | 16 | 30 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 14 | no rate: base under 50 |
| Asian | 64 | no rate: base under 50 |
| Black or African American | 123 | 31.8% of 88 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 2,528 | 22.2% of 2,001 decided |
| 2 or more minority races | under 10 | |
| Joint | 53 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 464 | 25.9% of 343 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 139 | 28.7% of 101 decided |
| Not Hispanic or Latino | 2,567 | 22.4% of 2,031 decided |
| Joint | withheld | |
| Ethnicity Not Available | 488 | 25.4% of 355 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,109 | 23.8% of 858 decided |
| Female | 716 | 28.7% of 551 decided |
| Joint | 1,163 | 18.9% of 931 decided |
| Sex Not Available | 264 | 25.8% of 194 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 980 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved