Mortgage lending in Calhoun County, Georgia
Lenders in Calhoun County, Georgia reported 95 mortgage applications for 2025, according to the CFPB.
95 mortgage applications and 43 loans originated in 2025; the denial rate was 34.8% of 69 applications decided. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Calhoun County, GA.
- 95
- Applications
- 43
- Loans originated
- 34.8%
- Denial rate
- 24 denied of 69 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 95 | 43 |
| 2024 | 97 | 33 |
| 2023 | 120 | 40 |
| 2022 | 113 | 39 |
| 2021 | 157 | 53 |
| 2020 | 143 | 50 |
| 2019 | 136 | 59 |
| 2018 | 121 | 48 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| First State Bank of Blakely | 18 | 19 |
| Rocket Mortgage | 3 | 4 |
| Colony Bank | 2 | 2 |
| Mid-Continent Funding, Inc. | 2 | 2 |
| Citadel Servicing Corporation | 1 | 1 |
| Figure Lending LLC | 1 | 2 |
| Alameda Mortgage Corporation | 1 | 1 |
| Ark-LA-Tex Financial Services LLC | 1 | 1 |
| Triad Financial Services, Inc. | 1 | 3 |
| Georgia Community Bank | 1 | 1 |
| United Wholesale Mortgage | 1 | 1 |
| Peoples Mortgage Company | 1 | 1 |
| Bank of Dawson | 1 | 1 |
| Milend, Inc | 1 | 1 |
| New Day Financial, LLC. | 1 | 2 |
| Cardinal Financial Company, Li | 1 | 1 |
| Crosscountry Mortgage, LLC | 1 | 2 |
| 21ST Mortgage | 1 | 10 |
| Synovus Bank | 1 | 1 |
| Regions Bank | 1 | 5 |
| Ameris Bank | 1 | 2 |
| Flagstar Bank NA | 1 | 1 |
| AmeriHome Mortgage Company, LLC | 0 | 0 |
| Vanderbilt Mortgage and Finance, Inc | 0 | 15 |
| Coastal Community Bank | 0 | 1 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 46 | no rate: base under 50 |
| White | 35 | no rate: base under 50 |
| Joint | under 10 | |
| Race Not Available | 10 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Not Hispanic or Latino | 82 | 33.9% of 59 decided |
| Ethnicity Not Available | 13 | no rate: base under 50 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 40 | no rate: base under 50 |
| Female | 23 | no rate: base under 50 |
| Joint | 22 | no rate: base under 50 |
| Sex Not Available | 10 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved