Mortgage lending in Chatham County, Georgia
Lenders in Chatham County, Georgia reported 13,034 mortgage applications for 2025, according to the CFPB.
13,034 mortgage applications and 7,306 loans originated in 2025; the denial rate was 22.9% of 9,989 applications decided. The median loan was about $275,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Savannah, GA MSA.
- 13,034
- Applications
- 7,306
- Loans originated
- 22.9%
- Denial rate
- 2,288 denied of 9,989 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 13,034 | 7,306 |
| 2024 | 11,899 | 6,627 |
| 2023 | 10,955 | 6,072 |
| 2022 | 14,173 | 7,923 |
| 2021 | 21,908 | 13,232 |
| 2020 | 18,984 | 11,482 |
| 2019 | 13,259 | 7,641 |
| 2018 | 11,770 | 6,728 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 531 | 729 |
| United Wholesale Mortgage | 487 | 652 |
| New American Funding, LLC. | 431 | 708 |
| DHI Mortgage Company, LTD. | 241 | 417 |
| Pennymac Loan Services LLC | 240 | 410 |
| Mortgage Research Center | 196 | 422 |
| Navy Federal Credit Union | 180 | 461 |
| Truist Bank | 173 | 411 |
| Lennar Mortgage, LLC | 167 | 266 |
| Guild Mortgage Company | 161 | 239 |
| Southstate Bank, National Association | 160 | 212 |
| Bank of America NA | 147 | 367 |
| Movement Mortgage, LLC | 134 | 209 |
| Landmark 24 Mortgage, LLC | 128 | 189 |
| Ameris Bank | 109 | 189 |
| Freedom Mortgage Corporation | 108 | 245 |
| JPMorgan Chase Bank, NA | 95 | 154 |
| Workmens Circle Credit Union | 85 | 91 |
| BankSouth Mortgage Company LLC | 82 | 113 |
| Newrez LLC | 79 | 227 |
| Synovus Bank | 79 | 121 |
| United Community Bank | 79 | 102 |
| loanDepot.com LLC | 76 | 150 |
| Nationstar Mortgage | 70 | 111 |
| Renasant Bank | 68 | 93 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 56 | no rate: base under 50 |
| Asian | 616 | 17.0% of 460 decided |
| Black or African American | 2,830 | 35.6% of 2,111 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 6,623 | 17.7% of 5,259 decided |
| 2 or more minority races | 31 | no rate: base under 50 |
| Joint | 201 | 14.2% of 155 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 2,644 | 24.8% of 1,915 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 793 | 21.9% of 625 decided |
| Not Hispanic or Latino | 9,481 | 22.2% of 7,378 decided |
| Joint | withheld | |
| Ethnicity Not Available | 2,516 | 26.6% of 1,812 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 4,882 | 23.1% of 3,733 decided |
| Female | 3,321 | 28.9% of 2,559 decided |
| Joint | 3,304 | 15.3% of 2,615 decided |
| Sex Not Available | 1,527 | 26.4% of 1,082 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 404 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved