Mortgage lending in Liberty County, Georgia
Lenders in Liberty County, Georgia reported 3,879 mortgage applications for 2025, according to the CFPB.
3,879 mortgage applications and 2,084 loans originated in 2025; the denial rate was 22.8% of 2,875 applications decided. The median loan was about $245,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Hinesville, GA HUD Metro FMR Area.
- 3,879
- Applications
- 2,084
- Loans originated
- 22.8%
- Denial rate
- 655 denied of 2,875 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 3,879 | 2,084 |
| 2024 | 3,773 | 2,055 |
| 2023 | 3,201 | 1,778 |
| 2022 | 3,866 | 2,148 |
| 2021 | 5,021 | 3,046 |
| 2020 | 4,008 | 2,264 |
| 2019 | 2,859 | 1,623 |
| 2018 | 2,292 | 1,274 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Mortgage Research Center | 252 | 444 |
| United Wholesale Mortgage | 215 | 302 |
| Rocket Mortgage | 144 | 199 |
| Navy Federal Credit Union | 101 | 262 |
| New American Funding, LLC. | 101 | 151 |
| Guild Mortgage Company | 95 | 117 |
| Vanderbilt Mortgage and Finance, Inc | 86 | 198 |
| Freedom Mortgage Corporation | 85 | 181 |
| Pennymac Loan Services LLC | 72 | 144 |
| Glennville Bank | 39 | 46 |
| Newrez LLC | 34 | 85 |
| Movement Mortgage, LLC | 33 | 43 |
| Planet Home Lending, LLC | 32 | 48 |
| Loanunited.com, LLC | 27 | 50 |
| Ameris Bank | 25 | 41 |
| Citadel Servicing Corporation | 24 | 24 |
| Mortgage Solutions of Colorado | 24 | 35 |
| Village Capital & Investment | 24 | 51 |
| South Georgia Bank | 21 | 21 |
| loanDepot.com LLC | 21 | 44 |
| New Day Financial, LLC. | 21 | 65 |
| Equity Prime Mortgage LLC | 20 | 36 |
| Prosperity Home Mortgage, LLC | 19 | 27 |
| Fairway Independent Mort Corp | 17 | 36 |
| Crosscountry Mortgage, LLC | 16 | 21 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | withheld | |
| Asian | 72 | 14.8% of 54 decided |
| Black or African American | 1,297 | 27.9% of 910 decided |
| Native Hawaiian or Other Pacific Islander | 16 | no rate: base under 50 |
| White | 1,449 | 18.1% of 1,111 decided |
| 2 or more minority races | 30 | no rate: base under 50 |
| Joint | 77 | 32.3% of 62 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 922 | 22.8% of 693 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 412 | 22.1% of 321 decided |
| Not Hispanic or Latino | 2,537 | 23.1% of 1,851 decided |
| Joint | withheld | |
| Ethnicity Not Available | 851 | 22.4% of 639 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,814 | 21.2% of 1,334 decided |
| Female | 866 | 28.8% of 624 decided |
| Joint | 711 | 20.5% of 545 decided |
| Sex Not Available | 488 | 21.5% of 372 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 600 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved