Mortgage lending in Laurens County, Georgia
Lenders in Laurens County, Georgia reported 1,538 mortgage applications for 2025, according to the CFPB.
1,538 mortgage applications and 734 loans originated in 2025; the denial rate was 32.3% of 1,178 applications decided. The median loan was about $175,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Laurens County, GA.
- 1,538
- Applications
- 734
- Loans originated
- 32.3%
- Denial rate
- 380 denied of 1,178 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,538 | 734 |
| 2024 | 1,288 | 599 |
| 2023 | 1,193 | 521 |
| 2022 | 1,562 | 779 |
| 2021 | 1,872 | 1,068 |
| 2020 | 1,712 | 1,020 |
| 2019 | 1,430 | 831 |
| 2018 | 1,303 | 789 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 74 | 103 |
| Bank of Dudley | 47 | 54 |
| Robins Financial Credit Union | 44 | 81 |
| United Wholesale Mortgage | 30 | 49 |
| Planet Home Lending, LLC | 27 | 33 |
| Morris Bank | 26 | 53 |
| Mortgage Research Center | 26 | 51 |
| Ameris Bank | 26 | 34 |
| Inspire Home Loans Inc. | 20 | 36 |
| Colony Bank | 19 | 25 |
| Georgia United Credit Union | 19 | 41 |
| BankSouth | 17 | 17 |
| Union Home Mortgage Corp. | 16 | 21 |
| 21ST Mortgage | 15 | 96 |
| New American Funding, LLC. | 11 | 22 |
| ALCOVA Mortgage, LLC | 11 | 20 |
| Emporium Tpo LLC | 11 | 12 |
| loanDepot.com LLC | 10 | 22 |
| Plaza Home Mortgage, Inc | 10 | 18 |
| Renasant Bank | 9 | 10 |
| Guild Mortgage Company | 9 | 14 |
| Freedom Mortgage Corporation | 9 | 28 |
| Navy Federal Credit Union | 8 | 17 |
| First Colony Mortgage Corporat | 8 | 23 |
| Vanderbilt Mortgage and Finance, Inc | 7 | 133 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | 17 | no rate: base under 50 |
| Black or African American | 416 | 41.7% of 312 decided |
| White | 804 | 25.0% of 617 decided |
| 2 or more minority races | under 10 | |
| Joint | 18 | no rate: base under 50 |
| Race Not Available | 271 | 36.3% of 212 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 51 | no rate: base under 50 |
| Not Hispanic or Latino | 1,158 | 29.0% of 878 decided |
| Joint | 16 | no rate: base under 50 |
| Ethnicity Not Available | 313 | 37.6% of 242 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 484 | 30.1% of 365 decided |
| Female | 430 | 39.6% of 328 decided |
| Joint | 448 | 27.5% of 345 decided |
| Sex Not Available | 176 | 32.1% of 140 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1377 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved