Mortgage lending in Oglethorpe County, Georgia
Lenders in Oglethorpe County, Georgia reported 677 mortgage applications for 2025, according to the CFPB.
677 mortgage applications and 363 loans originated in 2025; the denial rate was 24.9% of 515 applications decided. The median loan was about $235,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Athens-Clarke County, GA MSA.
- 677
- Applications
- 363
- Loans originated
- 24.9%
- Denial rate
- 128 denied of 515 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 677 | 363 |
| 2024 | 570 | 325 |
| 2023 | 549 | 290 |
| 2022 | 654 | 379 |
| 2021 | 966 | 563 |
| 2020 | 917 | 551 |
| 2019 | 627 | 341 |
| 2018 | 556 | 303 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 36 | 47 |
| United Wholesale Mortgage | 24 | 33 |
| Magnolia Bank | 19 | 22 |
| Pinnacle Bank | 18 | 24 |
| The Commercial Bank | 15 | 18 |
| Pennymac Loan Services LLC | 14 | 19 |
| Regions Bank | 10 | 17 |
| Oconee State Bank | 7 | 9 |
| City National Bank of Florida | 7 | 11 |
| Newrez LLC | 6 | 17 |
| Nationstar Mortgage | 6 | 9 |
| Colony Bank | 5 | 6 |
| loanDepot.com LLC | 5 | 7 |
| T2 Financial LLC | 5 | 6 |
| Georgia United Credit Union | 5 | 12 |
| Everett Financial, Inc. | 5 | 8 |
| Ameris Bank | 5 | 10 |
| Truist Bank | 5 | 11 |
| First Ciitizens Bank and Trust | 5 | 6 |
| United Community Bank | 5 | 6 |
| Figure Lending LLC | 4 | 7 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 12 |
| New American Funding, LLC. | 4 | 10 |
| Freedom Mortgage Corporation | 4 | 8 |
| Mutual of Omaha Mortgage | 4 | 5 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 56 | no rate: base under 50 |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 501 | 21.2% of 386 decided |
| Joint | 14 | no rate: base under 50 |
| Race Not Available | 96 | 31.4% of 70 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 36 | no rate: base under 50 |
| Not Hispanic or Latino | 528 | 24.1% of 411 decided |
| Joint | 14 | no rate: base under 50 |
| Ethnicity Not Available | 99 | 32.4% of 71 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 214 | 24.7% of 162 decided |
| Female | 166 | 34.4% of 131 decided |
| Joint | 247 | 16.0% of 187 decided |
| Sex Not Available | 50 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 673 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved