Mortgage lending in Upson County, Georgia
Lenders in Upson County, Georgia reported 888 mortgage applications for 2025, according to the CFPB.
888 mortgage applications and 533 loans originated in 2025; the denial rate was 21.0% of 699 applications decided. The median loan was about $165,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Upson County, GA.
- 888
- Applications
- 533
- Loans originated
- 21.0%
- Denial rate
- 147 denied of 699 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 888 | 533 |
| 2024 | 848 | 490 |
| 2023 | 877 | 483 |
| 2022 | 1,068 | 642 |
| 2021 | 1,256 | 799 |
| 2020 | 1,025 | 655 |
| 2019 | 759 | 434 |
| 2018 | 689 | 359 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| United Bank | 76 | 116 |
| Rocket Mortgage | 62 | 87 |
| The Peoples Bank of Georgia | 52 | 54 |
| United Wholesale Mortgage | 48 | 62 |
| Top Flite Financial, Inc. | 24 | 31 |
| Fairway Independent Mort Corp | 16 | 17 |
| New American Funding, LLC. | 15 | 34 |
| Mortgage Research Center | 13 | 27 |
| Freedom Mortgage Corporation | 10 | 14 |
| First Bank of Pike | 9 | 9 |
| CV3 Financial Services, LLC | 8 | 8 |
| Securitynational Mortgage Company | 7 | 9 |
| Crosscountry Mortgage, LLC | 7 | 13 |
| Radius Financial Group Inc | 6 | 9 |
| Kind Lending, LLC | 6 | 6 |
| Southeast Mortgage of Georgia, Inc. | 6 | 6 |
| 21ST Mortgage | 6 | 24 |
| Colony Bank | 5 | 5 |
| Navy Federal Credit Union | 5 | 13 |
| Robins Financial Credit Union | 5 | 6 |
| Nationstar Mortgage | 5 | 7 |
| Carrington Mortgage Services LLC | 5 | 12 |
| Citizens Bank, NA | 5 | 5 |
| Planet Home Lending, LLC | 4 | 8 |
| Primary Residential Mortgage, INC. | 4 | 4 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 115 | 36.9% of 84 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 608 | 17.9% of 487 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 149 | 21.7% of 115 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 14 | no rate: base under 50 |
| Not Hispanic or Latino | 710 | 20.8% of 563 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 156 | 23.1% of 121 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 363 | 21.8% of 280 decided |
| Female | 212 | 27.9% of 165 decided |
| Joint | 210 | 13.9% of 173 decided |
| Sex Not Available | 103 | 19.8% of 81 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1546 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved