Mortgage lending in Douglas County, Georgia
Lenders in Douglas County, Georgia reported 7,060 mortgage applications for 2025, according to the CFPB.
7,060 mortgage applications and 3,402 loans originated in 2025; the denial rate was 31.0% of 5,276 applications decided. The median loan was about $255,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area.
- 7,060
- Applications
- 3,402
- Loans originated
- 31.0%
- Denial rate
- 1,638 denied of 5,276 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 7,060 | 3,402 |
| 2024 | 6,855 | 3,435 |
| 2023 | 6,377 | 2,946 |
| 2022 | 8,570 | 4,256 |
| 2021 | 12,482 | 6,846 |
| 2020 | 10,645 | 5,874 |
| 2019 | 8,344 | 4,367 |
| 2018 | 7,309 | 3,759 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 394 | 568 |
| United Wholesale Mortgage | 265 | 380 |
| Navy Federal Credit Union | 111 | 289 |
| Freedom Mortgage Corporation | 93 | 217 |
| Trailblazer Mortgage L.L.C. | 88 | 163 |
| Pennymac Loan Services LLC | 85 | 173 |
| Ameris Bank | 75 | 110 |
| loanDepot.com LLC | 72 | 155 |
| Crosscountry Mortgage, LLC | 62 | 113 |
| Regions Bank | 60 | 152 |
| Mortgage Research Center | 53 | 136 |
| Nationstar Mortgage | 53 | 83 |
| Everett Financial, Inc. | 52 | 81 |
| Newrez LLC | 49 | 150 |
| Lennar Mortgage, LLC | 49 | 80 |
| New American Funding, LLC. | 47 | 138 |
| American Pacific Mortgage Corporation | 46 | 62 |
| Bank of America NA | 42 | 137 |
| Delta Community Credit Union | 39 | 95 |
| Truist Bank | 37 | 115 |
| Movement Mortgage, LLC | 36 | 51 |
| JPMorgan Chase Bank, NA | 36 | 67 |
| DHI Mortgage Company, LTD. | 35 | 63 |
| Guild Mortgage Company | 35 | 56 |
| Wells Fargo Bank NA | 35 | 68 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 43 | no rate: base under 50 |
| Asian | 114 | 26.7% of 86 decided |
| Black or African American | 3,326 | 33.1% of 2,469 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 1,722 | 25.1% of 1,345 decided |
| 2 or more minority races | 45 | no rate: base under 50 |
| Joint | 101 | 28.7% of 80 decided |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,694 | 34.3% of 1,216 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 695 | 25.1% of 554 decided |
| Not Hispanic or Latino | 4,715 | 31.3% of 3,531 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,565 | 33.5% of 1,130 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 2,565 | 30.4% of 1,921 decided |
| Female | 2,323 | 32.2% of 1,741 decided |
| Joint | 1,351 | 27.0% of 1,022 decided |
| Sex Not Available | 821 | 36.7% of 592 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 529 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved