Mortgage lending in Pickens County, Georgia
Lenders in Pickens County, Georgia reported 2,099 mortgage applications for 2025, according to the CFPB.
2,099 mortgage applications and 1,195 loans originated in 2025; the denial rate was 22.6% of 1,620 applications decided. The median loan was about $265,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Atlanta-Sandy Springs-Roswell, GA HUD Metro FMR Area.
- 2,099
- Applications
- 1,195
- Loans originated
- 22.6%
- Denial rate
- 366 denied of 1,620 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 2,099 | 1,195 |
| 2024 | 1,848 | 1,046 |
| 2023 | 1,830 | 1,008 |
| 2022 | 2,337 | 1,419 |
| 2021 | 3,245 | 2,057 |
| 2020 | 2,983 | 1,850 |
| 2019 | 2,021 | 1,210 |
| 2018 | 1,766 | 1,055 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 97 | 138 |
| United Wholesale Mortgage | 84 | 113 |
| United Community Bank | 83 | 128 |
| DHI Mortgage Company, LTD. | 46 | 66 |
| Pennymac Loan Services LLC | 38 | 59 |
| Renasant Bank | 36 | 54 |
| Towne Mortgage Company | 34 | 43 |
| Regions Bank | 31 | 68 |
| Community Bank of Pickens County | 22 | 22 |
| Ithink Financial Credit Union | 22 | 32 |
| Freedom Mortgage Corporation | 20 | 38 |
| Crosscountry Mortgage, LLC | 20 | 32 |
| Everett Financial, Inc. | 20 | 31 |
| Vanderbilt Mortgage and Finance, Inc | 19 | 71 |
| Ameris Bank | 17 | 24 |
| Kind Lending, LLC | 16 | 17 |
| Newrez LLC | 15 | 42 |
| loanDepot.com LLC | 14 | 32 |
| Nationstar Mortgage | 14 | 20 |
| Canopy Mortgage, LLC | 13 | 17 |
| Cornerstone First Mortgage, LLC | 12 | 17 |
| Navy Federal Credit Union | 12 | 30 |
| Fairway Independent Mort Corp | 12 | 14 |
| Credit Union of Georgia | 12 | 22 |
| Success Mortgage Partners, Inc | 12 | 18 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 10 | no rate: base under 50 |
| Asian | 24 | no rate: base under 50 |
| Black or African American | under 10 | |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 1,708 | 21.0% of 1,340 decided |
| 2 or more minority races | under 10 | |
| Joint | 23 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 323 | 27.6% of 228 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 54 | no rate: base under 50 |
| Not Hispanic or Latino | 1,663 | 21.3% of 1,314 decided |
| Joint | withheld | |
| Ethnicity Not Available | 340 | 29.7% of 236 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 744 | 23.0% of 565 decided |
| Female | 390 | 23.3% of 301 decided |
| Joint | 785 | 19.2% of 634 decided |
| Sex Not Available | 180 | 36.7% of 120 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 473 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved