Mortgage lending in Cook County, Georgia
Lenders in Cook County, Georgia reported 635 mortgage applications for 2025, according to the CFPB.
635 mortgage applications and 271 loans originated in 2025; the denial rate was 37.6% of 484 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Cook County, GA.
- 635
- Applications
- 271
- Loans originated
- 37.6%
- Denial rate
- 182 denied of 484 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 635 | 271 |
| 2024 | 524 | 218 |
| 2023 | 436 | 193 |
| 2022 | 521 | 287 |
| 2021 | 690 | 373 |
| 2020 | 604 | 325 |
| 2019 | 468 | 266 |
| 2018 | 430 | 238 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Rocket Mortgage | 25 | 35 |
| First Commerce Credit Union | 24 | 44 |
| 21ST Mortgage | 17 | 80 |
| Farmers and Merchants Bank | 16 | 17 |
| United Wholesale Mortgage | 15 | 18 |
| BankSouth Mortgage Company LLC | 13 | 16 |
| Mortgage Research Center | 10 | 21 |
| Ameris Bank | 7 | 13 |
| Colony Bank | 6 | 8 |
| Southeastern Credit Union | 5 | 5 |
| First Federal S&L Association | 5 | 5 |
| loanDepot.com LLC | 5 | 8 |
| Triad Financial Services, Inc. | 5 | 35 |
| Pennymac Loan Services LLC | 5 | 10 |
| Vanderbilt Mortgage and Finance, Inc | 4 | 43 |
| Renasant Bank | 4 | 10 |
| Nationstar Mortgage | 4 | 5 |
| Freedom Mortgage Corporation | 4 | 16 |
| Fairway Independent Mort Corp | 4 | 9 |
| Crosscountry Mortgage, LLC | 4 | 7 |
| Amerisave Mortgage Company | 4 | 15 |
| Synovus Bank | 4 | 5 |
| Citizens Community Bank | 3 | 3 |
| Commercial Banking Company | 3 | 4 |
| First National Bank of Coffee County | 3 | 3 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 141 | 54.3% of 105 decided |
| White | 371 | 33.5% of 287 decided |
| Joint | under 10 | |
| Race Not Available | 110 | 34.2% of 82 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 23 | no rate: base under 50 |
| Not Hispanic or Latino | 458 | 37.1% of 350 decided |
| Joint | 13 | no rate: base under 50 |
| Ethnicity Not Available | 141 | 41.1% of 107 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 222 | 33.1% of 166 decided |
| Female | 169 | 51.9% of 133 decided |
| Joint | 171 | 32.6% of 132 decided |
| Sex Not Available | 73 | 28.3% of 53 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1714 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved