Mortgage lending in Bibb County, Georgia
Lenders in Bibb County, Georgia reported 5,409 mortgage applications for 2025, according to the CFPB.
5,409 mortgage applications and 2,889 loans originated in 2025; the denial rate was 25.2% of 4,137 applications decided. The median loan was about $155,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Macon-Bibb County, GA HUD Metro FMR Area.
- 5,409
- Applications
- 2,889
- Loans originated
- 25.2%
- Denial rate
- 1,044 denied of 4,137 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 5,409 | 2,889 |
| 2024 | 4,844 | 2,610 |
| 2023 | 4,258 | 2,168 |
| 2022 | 5,625 | 2,941 |
| 2021 | 7,017 | 3,934 |
| 2020 | 5,671 | 3,366 |
| 2019 | 4,226 | 2,332 |
| 2018 | 4,041 | 2,203 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Robins Financial Credit Union | 254 | 420 |
| Rocket Mortgage | 242 | 381 |
| United Wholesale Mortgage | 163 | 243 |
| Kiavi Funding, Inc. | 115 | 217 |
| New American Funding, LLC. | 98 | 201 |
| Guild Mortgage Company | 94 | 127 |
| EMM Loans LLC | 86 | 91 |
| Inspire Home Loans Inc. | 77 | 119 |
| Mortgage Research Center | 68 | 150 |
| Cadence Bank | 62 | 95 |
| BPL Mortgage, LLC | 57 | 78 |
| Pennymac Loan Services LLC | 49 | 94 |
| Renasant Bank | 47 | 67 |
| Truist Bank | 47 | 127 |
| Atlantic Bay Mortgage Group | 38 | 50 |
| loanDepot.com LLC | 36 | 72 |
| Colony Bank | 34 | 52 |
| Crosscountry Mortgage, LLC | 34 | 66 |
| Bank of America NA | 32 | 106 |
| Navy Federal Credit Union | 31 | 85 |
| Synovus Bank | 31 | 51 |
| Freedom Mortgage Corporation | 30 | 73 |
| Nationstar Mortgage | 28 | 47 |
| Loan Funder LLC | 26 | 58 |
| Oconee State Bank | 25 | 36 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | 21 | no rate: base under 50 |
| Asian | 150 | 23.5% of 119 decided |
| Black or African American | 1,644 | 30.7% of 1,233 decided |
| Native Hawaiian or Other Pacific Islander | withheld | |
| White | 2,017 | 19.9% of 1,626 decided |
| 2 or more minority races | 15 | no rate: base under 50 |
| Joint | 53 | no rate: base under 50 |
| Free Form Text Only | under 10 | |
| Race Not Available | 1,498 | 26.7% of 1,082 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 215 | 31.4% of 172 decided |
| Not Hispanic or Latino | 3,639 | 24.2% of 2,841 decided |
| Joint | withheld | |
| Ethnicity Not Available | 1,503 | 26.7% of 1,084 decided |
| Free Form Text Only | under 10 |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 1,845 | 27.8% of 1,379 decided |
| Female | 1,487 | 27.2% of 1,162 decided |
| Joint | 987 | 17.8% of 799 decided |
| Sex Not Available | 1,090 | 25.5% of 797 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 1712 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved