Mortgage lending in Putnam County, Georgia
Lenders in Putnam County, Georgia reported 1,141 mortgage applications for 2025, according to the CFPB.
1,141 mortgage applications and 656 loans originated in 2025; the denial rate was 23.0% of 899 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Putnam County, GA.
- 1,141
- Applications
- 656
- Loans originated
- 23.0%
- Denial rate
- 207 denied of 899 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 1,141 | 656 |
| 2024 | 953 | 548 |
| 2023 | 977 | 569 |
| 2022 | 1,333 | 745 |
| 2021 | 1,940 | 1,235 |
| 2020 | 1,888 | 1,232 |
| 2019 | 1,206 | 694 |
| 2018 | 998 | 600 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| BankSouth Mortgage Company LLC | 44 | 58 |
| Rocket Mortgage | 38 | 62 |
| Fairway Independent Mort Corp | 36 | 54 |
| United Wholesale Mortgage | 35 | 50 |
| Robins Financial Credit Union | 24 | 38 |
| BankSouth | 21 | 26 |
| Crosscountry Mortgage, LLC | 20 | 29 |
| loanDepot.com LLC | 19 | 23 |
| Ameris Bank | 19 | 27 |
| Truist Bank | 18 | 39 |
| Mortgage Research Center | 15 | 29 |
| Pennymac Loan Services LLC | 14 | 24 |
| Planet Home Lending, LLC | 12 | 15 |
| Bank of Madison | 9 | 10 |
| United Bank | 9 | 13 |
| Exchange Bank | 8 | 10 |
| Navy Federal Credit Union | 8 | 21 |
| 21ST Mortgage | 8 | 43 |
| JPMorgan Chase Bank, NA | 8 | 11 |
| NFM, Inc | 7 | 11 |
| Synovus Bank | 7 | 11 |
| The Federal Savings Bank | 6 | 6 |
| Nationstar Mortgage | 6 | 8 |
| Kind Lending, LLC | 6 | 7 |
| Southeast Mortgage of Georgia, Inc. | 6 | 8 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 149 | 35.3% of 102 decided |
| White | 799 | 20.4% of 656 decided |
| 2 or more minority races | under 10 | |
| Joint | under 10 | |
| Race Not Available | 174 | 27.3% of 128 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | 42 | no rate: base under 50 |
| Not Hispanic or Latino | 911 | 21.9% of 729 decided |
| Joint | 17 | no rate: base under 50 |
| Ethnicity Not Available | 171 | 25.0% of 124 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 396 | 25.9% of 325 decided |
| Female | 244 | 28.6% of 182 decided |
| Joint | 405 | 16.0% of 318 decided |
| Sex Not Available | 96 | 27.0% of 74 decided |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 348 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved