Mortgage lending in Morgan County, Georgia
Lenders in Morgan County, Georgia reported 914 mortgage applications for 2025, according to the CFPB.
914 mortgage applications and 527 loans originated in 2025; the denial rate was 21.1% of 702 applications decided. The median loan was about $285,000. From 2025, the CFPB’s Snapshot release.
HUD’s Fair Market Rent for the county, on the housing hub: Morgan County, GA HUD Metro FMR Area.
- 914
- Applications
- 527
- Loans originated
- 21.1%
- Denial rate
- 148 denied of 702 applications decided.
Every year
1 more column on a wider screen
| Year | Applications | Originated |
|---|---|---|
| 2025 | 914 | 527 |
| 2024 | 771 | 429 |
| 2023 | 794 | 432 |
| 2022 | 1,030 | 622 |
| 2021 | 1,462 | 907 |
| 2020 | 1,491 | 895 |
| 2019 | 930 | 559 |
| 2018 | 853 | 477 |
The largest lenders here
| Lender | Originated | Applications |
|---|---|---|
| Fairway Independent Mort Corp | 52 | 65 |
| Rocket Mortgage | 37 | 55 |
| United Bank | 25 | 43 |
| Regions Bank | 24 | 38 |
| Bank of Madison | 23 | 33 |
| United Wholesale Mortgage | 23 | 32 |
| Pennymac Loan Services LLC | 22 | 40 |
| DHI Mortgage Company, LTD. | 14 | 26 |
| Crosscountry Mortgage, LLC | 14 | 26 |
| Truist Bank | 13 | 30 |
| loanDepot.com LLC | 9 | 12 |
| Ameris Bank | 9 | 12 |
| BankSouth Mortgage Company LLC | 8 | 11 |
| Figure Lending LLC | 7 | 15 |
| Acopia, LLC | 7 | 8 |
| Synovus Bank | 7 | 11 |
| Navy Federal Credit Union | 6 | 18 |
| Freedom Mortgage Corporation | 6 | 21 |
| NFM, Inc | 6 | 7 |
| Spring Eq, LLC | 6 | 18 |
| Georgia United Credit Union | 6 | 8 |
| City National Bank of Florida | 6 | 9 |
| United Community Bank | 6 | 7 |
| Pinnacle Bank | 5 | 5 |
| Capital City Home Loans, LLC | 5 | 6 |
Applications by race, ethnicity and sex, 2025
| Category | Applications | Denial rate |
|---|---|---|
| American Indian or Alaska Native | under 10 | |
| Asian | under 10 | |
| Black or African American | 77 | 43.9% of 57 decided |
| Native Hawaiian or Other Pacific Islander | under 10 | |
| White | 684 | 19.0% of 531 decided |
| Joint | 11 | no rate: base under 50 |
| Race Not Available | 134 | 19.0% of 100 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Hispanic or Latino | withheld | |
| Not Hispanic or Latino | 766 | 20.8% of 591 decided |
| Joint | under 10 | |
| Ethnicity Not Available | 126 | 23.2% of 95 decided |
| Category | Applications | Denial rate |
|---|---|---|
| Male | 314 | 21.6% of 241 decided |
| Female | 188 | 31.5% of 146 decided |
| Joint | 357 | 15.1% of 271 decided |
| Sex Not Available | 55 | no rate: base under 50 |
A category under 10 applications prints “under 10”, and beside a lone one the next-smallest is withheld too, so neither can be worked out from the whole. No rate is printed on fewer than 50 decisions. A denial rate does not control for credit history, income, debt or the property, so a difference between groups is not a measure of discrimination.
Rankings this appears in
- No. 347 Counties by median mortgage
Sources
- HMDA public loan/application register (LAR) — each year's fullest national release — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- Census Bureau population estimates — nation and states, with components of change — U.S. Census Bureau · U.S. Government work · retrieved September 25, 2026
- HMDA transmittal sheet — every reporting lender, by year, with its name — Consumer Financial Protection Bureau · CFPB website policy: public domain · retrieved October 22, 2026
- HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder
- Census Bureau county population estimates — U.S. Census Bureau · U.S. Government work · retrieved September 23, 2026
Compiled automatically from HMDA public loan/application register (LAR) — each year's fullest national release, Census Bureau population estimates — nation and states, with components of change, HMDA transmittal sheet — every reporting lender, by year, with its name, HMDA reporter panel — every reporting lender, by year, with its RSSD, parent and top holder and Census Bureau county population estimates by a checked SQL query · Editor: Kian O'Connor · How this site is built
Data retrieved